The Role:
We're seeking an experienced Senior Credit Risk Manager to act as the second-line expert on credit risk. You'll oversee the Banks lending portfolio, provide insight on credit risk management, and support the development of risk frameworks and analytics. This is a high-impact role with exposure to senior management and the opportunity to shape credit risk practices across the organisation.
Key Responsibilities:
* Lead oversight of credit risk across new lending, performing and non-performing portfolios.
* Review and provide second-line assurance on Credit Grading and Impairment Models.
* Conduct portfolio analytics and reporting to assess lending health.
* Support development and enhancement of the Bank's credit risk management framework, risk appetite, and MI suite.
* Lead QA reviews of first-line credit risk activity and provide challenge to ensure compliance with policies and regulations.
* Advise on lending proposals, products, and partnerships in line with risk appetite.
What We're Looking For:
* Degree-educated with relevant professional qualifications preferred.
* 7 to 10 years experience in first and/or second - line credit risk management within financial services.
* Strong experience in property financing and working with senior stakeholders.
* Analytical, with excellent Excel and modelling skills; experience managing direct reports is a plus.
Why Join:
* High-profile, strategic role influencing credit risk decisions.
* Opportunity to work in a collaborative, supportive, and fast-growing environment.
* Competitive remuneration and career development opportunities.
Apply Today: Take your career to the next level in a role that combines strategy, analytics, and senior stakeholder engagement.
Job Types: Full-time, Permanent
Pay: £90,000.00 per year
Work Location: In person