Who we are: Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right? We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans. Want to join us? About the team. The Strategic Finance team’s core mission is to help Zilch make effective decisions, with the aim of building long term customer and company value. We achieve this by steering the company strategy through understanding and sharing the drivers of our business, all while managing risks and keeping an eye out for opportunities. We work with teams across the business to answer key questions that are often ambiguous in nature. Day to day responsibilities. Own the commercial oversight of Acquisitions & Growth, ensuring efficient deployment of a significant annual marketing budget through rigorous CAC, payback, and incrementality analysis Act as a senior commercial partner to the Growth and Product teams, to optimise customer lifecycle behaviour through challenging our strategy on pricing, paid incentives, and channel mix with a value-led lens Size, prioritise, and evaluate acquisition initiatives and experiments, focusing on GP impact, unit economics, and speed to value Drive faster execution of high-impact opportunities, ensuring commercially positive initiatives are identified early and pushed through to delivery Support and guide the analytics teams in the area with experimentation and delivery of actionable insight Grapple with trade-offs across the business, helping to guide effective use of capital We’re looking for Experience in strategy, finance, consulting, or commercial roles, with direct exposure to acquisitions and growth in a startup or scale-up environment A curious, first-principles problem solver who enjoys tackling ambiguous, high-impact commercial questions Proven ability to operate at pace in a fast-growing business, balancing speed with analytical rigour Strong commercial judgement, including experience evaluating trade-offs and guiding effective allocation of capital An excellent communicator, able to synthesise complex analysis into clear, compelling recommendations for senior stakeholders Degree in a Science, Technology, Engineering, Mathematics or Finance/Economics fields Advanced complex financial modelling and data querying skills (experience with SQL and/or BI tools such as Looker would be an advantage, but not mandatory) Strong written and verbal communication skills Strong analytical skills, with excellent problem-solving abilities in the face of ambiguity Experience influencing stakeholders at senior levels Ideally 6 years of relevant experience in a strategic, growth or commercial role Benefits. Compensation & Savings: Pension scheme. Death in Service scheme. Income Protection. Permanent employees enjoy access to our Share Options Scheme. 5% back on in-app purchases. £200 for WFH Setup. Health & Wellbeing: Private Medical Insurance including; GP consultations (video, telephone or face-to-face). Prescribed medication. In-patient, day-patient and out-patient care. Mental health support. Optical, dental & audiological cover. Physiotherapy. Advanced cancer cover. Menopause support. Employee Assistance Programme including: Unlimited mental health sessions. 24/7 remote GP & physiotherapy. 24/7 helpline for emotional & practical support. Savings & discounts on everyday shopping. 1:1 personalised well-being consultations. Gym membership discounts. Family Friendly Policies: Enhanced maternity pay. Enhanced paternity pay. Enhanced adoption pay. Enhanced shared parental leave. Learning & Development: Professional Qualifications. Professional Memberships. Learning Suite for e-courses. Internal Training Programmes. FCA & Regulatory training. Workplace Perks: Hybrid Working. Casual dress code. Workplace socials. Healthy snacks.