Job Description
Mortgage Underwriter - Looking for candidates with 1st charge & 2nd charge experience.
Location: Watford
5 days office-based
Salary: Up to £40,000 + Private Health & Dental care + Pension Plan + Many more
Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.
* Enter and update borrower data in fusion lending platform.
* Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
* Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
* Provide concise and accurate updates to brokers.
* Proactively chase brokers for outstanding requirements.
* Ensure all underwriting is in line with company policy and within regulation.
* Ensure that all cases are underwritten within the groups risk appetite.
* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
* Maintaining a pipeline of cases, overseeing cases from inception through to completion.
* Maintain broker relationships that are integral to the growth for WOSL.
* All work is to be carried out in accordance with the companies’ policies and procedures.
Skills:
* Ability to work as part of a team.
* Pass internal competency tests post induction.
* High attention to detail
* Good written and verbal communication skills
* An understanding of FCA regulations
* Experience in underwriting 1st and/or 2nd charge mortgage applications
Staff Benefits:
* Private medical healthcare (Vitality)
* Dental plan (Bupa)
* Company pension – EE – 4% ER – 5%
* Free eye tests
* Annual leave purchase scheme
* Extra half day off for your birthday every year
* Death in service (Legal & General)
* Interest free season ticket loan
* Citi Park Interest free season pass loan.