Corporate Credit Analyst - Tongwell, Milton KeynesAbout The RoleSALARY: From £41,567 pa dependent on experienceLOCATION: Tongwell, Milton KeynesHYBRID WORKING: Our current hybrid working policy requires a minimum of 60% of working time to be based in the Milton Keynes office however flexibility is expected to meet the needs of the business and the role. HOURS / CONTRACT TYPE: Full Time Permanent (35 hours per week) - 1 Saturday a month. CLOSING DATE: 25/03/2026 We reserve the right to close the advert earlier If we receive a high volume of applications.We’re looking for a Corporate Credit Analyst to provide Corporate Credit Assessment and underwriting decisions, in line with specified regulations. The successful candidate will be responsible for the recommendation of facilities for corporate customers to supportproposals from VWFS Retail and VWFS Fleet. You will have an underwriting mandate of £5m and have a portfolio of corporate credit customers.This specialist role will be instrumental in delivering outstanding customer service. It is pivotal in supporting both the Fleet sales and retailer network to deliver their strategic goal in an efficient and compliant manner.What you’ll be doing:In collaboration with VWFS Fleet and Sales, support the relationship of assigned Corporate Non Dealer (CND) customers, building strong relationships with the key CND customer decision makers. Maintain key stakeholder relationships with VWFS Fleet, the retailer network, sales teams and other internal departments.Preparation of credit applications in line with stipulated review schedules, making recommendations for VWFS Corporate facilities, including associated credit limits and supporting securities and lending conditions. Analysis and assessment of CND customer credit applications involving analysis of complex structures, detailed accounting information, the impact of current and future economic circumstances to ensure a considered and robust credit recommendation is made. Make recommendations following the detailed credit assessment of each CND customer credit application, in particular the amount of credit facilities, the type and value of supporting security, together with any conditions attached to the lending decision.Take personal responsibility to remain up to date with relevant Regulations. Receiving and resolving enquiries in relation to the ongoing monitoring of credit related matters of CND customers. What you’ll bring:You’ll have previous experience working of working in a Financial Services/Lending environment with demonstrable accounts experience.Essential experience & skillsAnalytical ability to understand and interpret customer financial performance Experience within a credit management and regulated environmentUnderstanding of processes aligned to lending Excellent organisational skills with the ability to manage multiple tasks and manage your own time Strong communication skills, verbal and written Comfortable with ambiguity and able to make recommendationsWhat’s in it for you?Bonus: Discretionary 10% on-target bonus (based on personal and Group company performance) Pension: Employer pension contribution of 9% (based on employee contribution of 3%). VWFS will pay 6% if employee chooses a 2% employee contribution.Car schemes*: Choice of Employee Car Ownership (ECO) scheme for petrol/diesel and hybrid vehicles plus car insuranceOR Company Car scheme for Battery Electric Vehicles (BEVs) plus car insurance cover for you and a partner/eligible family member.Other benefits: From day 1 we provide income protection, life assurance (4x salary), retail discount vouchers, access to Care Concierge (a service to support carers of adults), along with other salary sacrifice options including a will writing service and cycle to work (subject to scheme restrictions). Following successful completion of probation, you will have access to private medical insurance for you (with the option to buy additional family cover), access to our loan car scheme for up to 2 cars for your partner or eligible family members (subject to scheme restrictions) and during our annual benefit window you can purchase critical illness cover and dental cover, so you can select the benefits that matter to you.We invest in our people and are passionate about driving development. You’ll have access to LinkedIn Learning via our Degreed platform as well as a host of professional development programmes and opportunities to build your technical and soft skills so you can further develop your career. We also offer mentoring schemes and reciprocal partnerships recognising that we can all learn from each other in the flow of work. About YouAbout UsWhy join VWFS UK?You’ll have the opportunity to make a difference by helping us to achieve our mission. Our mission is straight forward; we want to be 'The Key to Mobility'. That means we make getting from A-to-B as easy and simple for as many people as possible. To truly meet the mobility needs of people in a changing world, our offering goes beyond traditional vehicle financing. We do this by providing a range of finance and aftersales products on Volkswagen Group vehicles, as well as developing innovative mobility products designed to solve real problems and support our customers.No candidate will meet every single desired qualification. If your experience looks a little different from what we've identified and you think you can bring value to the role, we'd love to learn more about you!VWFS is proud to be an inclusive employer and encourages applications from a diverse range of candidates. Diversity, Equity & Inclusion isn’t just a statement for us, we encourage and aspire for all our colleagues to be their 100% self. If you need any reasonable adjustments to assist you with the application and/or recruitment processes, please contact our Resourcing Team.