My client, a highly regarded
City-based Bank
, is seeking an experienced
Credit Risk professional
to join their growing team. The Bank offers an
excellent working culture
, a
collegiate and supportive environment
, and genuine
long-term career development opportunities
.
The Role
You will be responsible for the
assessment, analysis, and monitoring of credit risk
across a diversified corporate banking portfolio -
Oil and Gas, Commodity Traders and CRE
. The role involves close collaboration with relationship managers, front-office teams, and senior risk professionals to ensure the bank's lending decisions are sound, compliant, and commercially focused.
Key Responsibilities
* Conduct detailed
credit analysis and risk assessments
on new and existing corporate lending proposals.
* Prepare and present
credit applications and recommendations
to the relevant approval committees.
* Maintain oversight of assigned credit portfolios, identifying early warning signals and managing exposure proactively.
* Liaise with front-office teams to structure appropriate credit facilities aligned with the bank's risk appetite.
* Monitor sector trends and maintain a strong understanding of market developments affecting clients and counterparties.
* Support broader
risk management projects
, including policy reviews and system/process enhancements.
The Ideal Candidate
* Minimum of
5 years' relevant Credit Risk experience
within the
corporate banking sector
.
* Generalist corporate sector exposure
is essential, with experience in
commodities and/or energy sectors
viewed as a strong advantage.
* Proven experience in
UK-based large corporate lending
and familiarity with
syndicated or bilateral loan structures
.
* Strong analytical and financial modelling skills, with the ability to interpret complex financial statements and identify key credit drivers.
* Excellent communication and presentation skills, with the confidence to engage with senior stakeholders and clients.
* A proactive, team-oriented approach with a genuine interest in contributing to a collaborative and inclusive working environment.