Overview
OSB Group, West Midlands, England, United Kingdom. Location: Wolverhampton or London (hybrid-friendly).
Head of Credit Risk Decision Systems at OSB Group, reporting to the Group Head of Credit Risk Strategy. The role will work alongside Portfolio Leads and the wider business to develop and implement credit strategies through PowerCurve, and will collaborate with other Functions and Delivery Teams to deliver strategies that support OSB Group goals.
What you will be doing
As Head of Credit Risk Decision Systems, you will build, test and implement Credit Risk Strategies through scalable, standardised code using Experian PowerCurve for Origination (PCO) / Strategy Design Studio (SDS) to support credit decision automation and real-time application decisioning across the UK geography within the Credit Risk Team.
Responsibilities
* Develop new strategies and enhance existing strategies using Strategy Design Studio (SDS) for multiple business portfolios, acting as SME, providing expertise and support across business and technical solutions
* Responsible for implementing and maintaining a strong governance and risk control framework carried out in full compliance with regulatory requirements, Group Risk Management framework, policies and standards.
* Provide appropriate insight, recommendation and support for all things related to Credit Risk Decision System and Technical Requirements.
* Responsible for defining, planning and implementing business requirements through Experian PowerCurve for Origination (PCO).
* Lead and deliver credit strategy decision System components including designing effective reusable components to improve development productivity and drive cost savings.
What’s in it for you?
* Base salary from £85,000 - £120,000 dependant upon experience
* Enhanced family-focused benefits
* Annual bonus opportunity up to 25%
* 30 days annual leave + bank holidays
Please use this link to see the fantastic benefits available at OSB: https://www.osb.co.uk/careers/overview
Do you have the skills?
We are looking for talented individuals who have the experience and knowledge set out below:
* Extensive previous experience developing, building and implementing credit or collections strategies in PowerCurve for Origination/Decisioning systems
* Demonstrable experience of using SQL and Java.
* Detailed and in depth knowledge of PowerCurve for Originations and Credit Risk decisioning systems, ID & V, Affordability and Lending Applications
* Track record of data analysis with the ability to present to a variety of audiences in a clear and concise manner
* Excellent communication and stakeholder management skills, with the ability to collaborate effectively with colleagues at all levels of the organisation
Diversity & Inclusion
We value diversity and believe in creating an inclusive space where everyone can apply. We support flexibility and collaboration, with a commitment to equality and fairness. Board-level Diversity Champions monitor progress, and OSB is a signatory of the Women in Finance Charter, supporting the growth of senior women in the sector.
Next steps
If this sounds like you, apply now! Hear from our team or explore our process: OSB Careers.
Shortlisted candidates will go through a personalised recruitment process that is relevant and considerate of reasonable support required. We want to bring out the best in you!
Additional information
* Seniority level: Mid-Senior level
* Employment type: Full-time
* Job function: Finance
* Industries: Banking
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