Description Senior Manager Credit Risk Analyst Location: Sheffield / London / Hybrid Working (Expectation that you will attend an office 2 days per week) Contract: 7 Month Fixed Term Contract Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri) Salary: £35,000 - £46,500 Depending on Experience & Location Please note that any same band and job family internal moves will not present any pay increase Key Benefits Click here for a complete list of benefits 30 days annual leave plus bank holidays, opportunity to buy and sell up to 5 days holiday 15% employer pension contribution Flexible working Cycle to work scheme, healthcare cash plan, Group Income Protection and life assurance Paid voluntary days, maternity, paternity, adoption, and shared parental leave Benefits designed to suit your lifestyle - from discounts on retail and dining, to health and wellbeing, travel, and technologyand plenty more The Role This role will primarily focus on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for: Building a detailed understanding of the business through performing analytics across the Credit life cycle. Supporting the creation and delivery of monitoring for credit risk and fraud models. Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets. Input to IFRS9 accounting standards, including investigating issues and maintaining data. The collection, validation, cleansing and transformation of data. Gathering requirements, identifying/analysing data sets and then translating them into bespoke and compelling data-driven reporting, reporting requests can come from a range of stakeholders and you will have accountability for the accuracy of any MI delivered. Ownership and responsibility for producing data visualisations via Power BI, visualisations will often contain key department wide measures, metrics, KPIs which will be used for decision making by numerous stakeholders. The Analyst will also ensure compliance with the delivery governance across the wider bank. Experience To be considered for this role you must have experience with querying complex data sets using SQL Along with experience of designing and developing complex data visualisation / reporting with PowerBI. You will be able to demonstrate a sound technical understanding of database design, including conceptual, logical and physical data models and constructing queries and data sets under a controlled development methodology. You must have advanced Excel skills and be able to deliver to a strict production schedule whilst monitoring and measuring data quality. You will have experience handling and validating financial data with precision and have a good understanding of data visualisation best practice with evidence of implementation. You will have a clear, logical and analytical approach to problem solving with excellent attention to detail / accuracy focussed You will also have proven experience of extracting, manipulating and interpreting complex data Experience using Python Proficient/SAS/VBA would be an advantage along with prior experience in Credit Analytics / Portfolio Analytics (Cards or Loans preferred). Click here to view the full job description