CDD & EDD Reviews for New Business Relationships
* Conduct thorough due diligence reviews for new enterprise customers, including detailed assessments of complex corporate ownership structures, Ultimate Beneficial Owners (UBOs), and source of wealth/source of funds, in accordance with Worldpay Policies and Procedures.
* Collect, verify, and analyse documentation and information from a variety of internal and external sources, including public registries, company filings, and reputable financial databases.
* Prepare comprehensive reports summarising findings, associated risks and recommendations.
Screening & Risk Assessment
* Perform comprehensive assessments on Politically Exposed Persons (PEPs), potential sanctions matches, and adverse media hits, applying a robust risk-based approach to understand and document associated risks.
* Identify emerging concerns, inconsistencies, or potential indicators of financial crime; escalating issues in line with governance frameworks and managing them from identification to resolution.
Ongoing Monitoring of Customer Relationships
* Conduct periodic reviews of existing enterprise customer relationships in accordance with risk-based review cycles.
* Complete trigger event reviews following changes such as ownership updates, unusual account activity, negative media developments, or revised risk indicators.
* Reassess customer information and documentation to ensure continued alignment with regulatory and internal standards.
* Identify deteriorating risk profiles, discrepancies, or new risks and escalating accordingly to Compliance or senior colleagues.
* Maintain clear and accurate records of review outcomes to support audit and regulatory scrutiny.
Operational Quality & Process Ownership
* Ensure all reviews are delivered to a consistently high standard, maintaining accuracy, completeness, and clear auditability.
* Contribute to continuous improvement of the CDD function by recommending enhancements to processes, controls, documentation standards, and workflow efficiency.
* Maintain strong case management discipline, tracking progress, proactively removing blockers, and ensuring SLAs are met without compromising risk standards.
Stakeholder & Relationship Management
* Communicate effectively with internal stakeholders including Business Development, Relationship Managers, Compliance, Audit, and other teams within the control framework.
* Provide clear and practical guidance on due diligence requirements, timelines, and risks, tailoring communication to each stakeholder's needs.
* Act as a trusted advisor by using a risk-based mindset to influence decisions and support a smooth, well-controlled onboarding process.
Risk Culture & Industry Awareness
* Stay up to date with industry developments, emerging risks, regulatory changes, and best practices related to AML, CDD/EDD, sanctions, and financial crime compliance.
* Foster a customer-focused culture that balances strong risk management with an innovative, solutions-driven approach to achieving regulatory objectives and delivering positive customer experiences.
Training & Knowledge-sharing
* Participate in training sessions and workshops – both face-to-face, remotely and using CBT solutions – to continually improve and develop AML, CDD/EDD and Financial Crime knowledge.
* Share expertise and best practices with colleagues to support and grow the team and transfer knowledge and skills.
What You’ll Bring
* 3 years of experience in CDD, KYC, AML, or financial crime compliance within financial services, payments, or another regulated industry.
* Proficiency in conducting screening and risk assessments for PEPs, sanctions, and adverse media.
* Excellent analytical skills with the ability to identify issues, investigate concerns, and manage cases through to resolution.
* Exceptional communication and stakeholder management capabilities, including experience influencing decision-making in a control-focused environment.
* Attention to detail, sound judgement, and the ability to balance efficiency with high-quality output.
* Pro‑active and self‑motivated mindset, with the ability to work independently as well as in a team environment within a fast-paced, deadline-driven environment.
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