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Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired by a collaborative community of colleagues around the world, and where you’ll be able to reimagine what’s possible. Join us and help the world’s leading organizations unlock the value of technology and build a more sustainable, more inclusive world.
Your Role:
We are seeking a highly analytical and detail-oriented Business Analyst with proven experience in Credit Risk and Data Governance. The ideal candidate will play a pivotal role in bridging the gap between business needs and technology solutions, ensuring data integrity, regulatory compliance, and effective risk management across credit portfolios.
1. Analyze credit risk data to identify trends, patterns, and anomalies.
2. Collaborate with risk teams to enhance credit risk models and scorecards.
3. Support stress testing, scenario analysis, and portfolio risk assessments.
4. Assist in regulatory reporting including Basel III and IFRS 9.
5. Define and implement data governance frameworks, policies, and standards.
6. Ensure data quality, lineage, and metadata management across systems.
7. Resolve data issues and enforce governance protocols with IT and data stewards.
8. Monitor compliance with data privacy regulations such as GDPR and CCPA.
9. Gather and document business requirements from cross-functional stakeholders.
10. Facilitate workshops and support project delivery through testing and change management.
Your Profile:
11. Gather and document business requirements from stakeholders across risk, finance, and IT.
12. Translate business needs into functional specifications and data requirements.
13. Facilitate workshops, meetings, and presentations to communicate findings and recommendations.
14. Support project delivery through testing, validation, and change management activities.
15. Hold a Bachelor’s or Master’s degree in Finance, Economics, Data Science, or a related field.
16. Possess 5+ years of experience as a Business Analyst, with expertise in Credit Risk and Data Governance.
17. Demonstrate strong understanding of credit risk concepts, regulatory frameworks, and financial products.
18. Proficient in data analysis tools such as SQL, Excel, and Python, and familiar with data governance platforms.
19. Experienced with risk systems like Moody’s, SAS, RiskWatch, and governance tools like Collibra and Informatica.
20. Certified in Business Analysis (CBAP), Data Governance (DAMA), or Risk Management (FRM), with knowledge of BCBS 239, Basel III, and IFRS 9.
About Capgemini
Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world while creating tangible impact for enterprises and society. It is a responsible and diverse group of 350,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market-leading capabilities in AI, cloud, and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of €22.5 billion.