Programme / Project Manager – Credit Cards & Payments You will lead and deliver initiatives across the credit card portfolio, supporting growth, product optimisation, risk management, compliance, and financial performance. You will work with cross-functional teams to ensure programmes are delivered on time and aligned with business goals. Key Responsibilities * Plan and oversee programmes across the credit card portfolio, from launch to lifecycle management * Lead cross-functional teams to deliver portfolio goals * Develop programme roadmaps and prioritise initiatives for growth and profitability * Ensure regulatory and legal compliance in programme delivery * Track, analyse, and report on portfolio performance * Launch and optimise product features, digital solutions, and partner propositions * Support financial planning, forecasting, and budget tracking * Manage stakeholder communication and dependencies Skills & Experience * Proven experience in programme or project management within consumer credit, cards, lending, or payments * Understanding of risk management, product development, and financial planning in a regulated environment * Strong stakeholder management, communication, and leadership skills * Analytical and data-driven with the ability to interpret trends and make recommendations * Comfortable working with competing priorities and tight deadlines Preferred Qualifications * Programme/project management certification (Prince2, PMP, Agile, or similar) * Experience with card networks, digital wallets, open banking, or fintech partners * Background in consumer banking, retail credit, or payments