This rapidly expanding financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio. Client Details Rapidly expanding financial services company Description This rapidly expanding financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio. Key Responsibilities: Developing and implementing advanced statistical models and preferably machine learning algorithms to predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes. Develop and maintain predictive models to assess credit risk and forecast customer behaviour. Analyse large datasets to identify trends, patterns, and insights that inform business decisions. Perform data cleaning to ensure high-quality data for analysis, Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies. Develop credit risk models, such as probability of default (PD) using various modelling techniques. Working independently and presenting findings and recommendations to stakeholders in a cle...