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Underwriter, Kingston upon Hull, East Yorkshire
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Client:
New Street Consulting Group (NSCG)
Location:
Kingston upon Hull, East Yorkshire, United Kingdom
Job Category:
Other
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EU work permit required:
Yes
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Job Views:
3
Posted:
10.06.2025
Expiry Date:
25.07.2025
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Job Description:
SME Credit Underwriter | Remote (UK) | ASAP Start
About the Business
A fast-growing fintech lender providing embedded finance solutions to support ambitious SMEs. By partnering with marketplaces and platforms, the business delivers seamless access to working capital when it matters most. Backed by leading investors and scaling quickly, they are expanding their credit risk team to support continued growth.
The Opportunity
An experienced SME Credit Underwriter is required to join the credit team. This is a hands-on role with scope beyond case-by-case underwriting. It offers the chance to shape credit policy, influence portfolio strategy, and improve risk processes within a fast-paced, high-growth fintech environment.
Key Responsibilities
* Underwrite SME lending applications, delivering sound and commercially balanced decisions
* Apply independent judgment, critical thinking, and commercial awareness to every case
* Work closely with the Head of Credit to review and enhance credit policy and risk appetite frameworks
* Monitor portfolio performance, identifying trends, risks, and opportunities for optimization
* Support the ongoing development of underwriting processes and decision tools
* Collaborate with commercial, operations, and data teams to ensure scalable and high-quality credit risk management
About You
* Proven SME credit underwriting experience, ideally within a fintech, alternative lender, or commercial bank
* Strong commercial awareness and confidence to challenge established processes where appropriate
* Experience of working on wider credit risk matters such as policy development, portfolio reporting, or credit strategy
* Analytical mindset with excellent attention to detail
* Clear and confident communicator, comfortable working in a fast-paced, dynamic business
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