Overview
We are looking to recruit an Underwriter to join our growing Care Team based out of our Sale office. Our Sale team is a fast-paced, collaborative group of dynamic professionals who are all driven to succeed. If you share this attitude, we look forward to hearing from you. You will be responsible for managing a number of existing business risks, evaluating, underwriting, and renewing them. You will utilise your personal and professional skills, contacts, experience, and judgement to optimise both the short-term and long-term financial performance of the company. How you'll make an impact Consistently meet mutually agreed financial measures. Maintain a high standard of personal organization to manage daily and weekly tasks. Contribute as a team player, supporting colleagues to achieve team new business targets. Develop a deep understanding of the products and services we offer. Provide professional advice to brokers. Build and maintain relationships with internal and external underwriters/insurers. Liaise and negotiate effectively with our insurer partner to obtain the best terms for clients. Compile and provide statistics as required by your line manager. Handle account queries in collaboration with brokers and the Accounts team. Present a positive and professional image of the company to staff, customers, insurers, and the public. Operate within the agreed personal delegated underwriting authority. Assist departmental staff with their workload as needed, especially during staff absences. Collaborate with Sales, Marketing, Agency, Accounts, and Claims departments. Adhere to agreed service standards and report complaints in line with company procedures. Act in accordance with FCA rules and company policies and procedures. About You Excellent numeracy and literacy skills. Financial management skills. Accuracy in data use and entry. Proficiency in MS Office products (Outlook, Excel, Word, PowerPoint). Technical Knowledge and Understanding: Knowledge of the Care sector. Experience in the property/casualty insurer market. Effective use and understanding of technology for business transactions. Ability to develop opportunities. Knowledge of FCA requirements, particularly in data security and customer information management. Familiarity with company compliance procedures. Experience: Understanding of coverage provided by Commercial Combined policies. Knowledge of internal underwriting processes and risk exposure monitoring. Negotiation, closing, and rapport-building skills. Comfortable and credible at decision-maker level. Detailed understanding of rating methods applied to our business. Awareness of the limitations of the company's delegated authority. Knowledge of company policies and procedures, including conflict of interest, complaints, and whistleblowing policies. Compensation and benefits On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve: Minimum of 25 days holiday, plus bank holidays, and the option to ‘buy’ extra days Defined contribution pension scheme, which Gallagher will also contribute to Life insurance, which will pay 4x your basic annual salary, which you can top-up to 10x Income protection, we’ll cover up to 50% of your annual income, with options to top up Health cash plan or Private medical insurance Other benefits include: Three fully paid volunteering days per year Employee Stock Purchase plan, offering company shares at a discount Share incentive plan, HMRC approved, tax effective, stock purchase plan Critical illness cover Discounted gym membership, with over 3,000 gyms nationally Season ticket loan Access to a discounted voucher portal to save money on your weekly shop or next big purchase Emergency back-up family care And many more…