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Building Credit Risk, Fraud,and Pricing Analytics Teams in Lending and Insurance I The Talent Driving The Data and AI Revolution
£60,000 – £80,000 + up to 15% bonus
London (Hybrid Working)
An exciting opportunity has arisen at a fast-growing fintech firm specialising in embedded finance. This role offers the chance to work with high-profile global partners and play a key part in shaping credit risk strategy through data-driven insights and advanced analytics.
The Company
This award-winning fintech operates across the UK, EU, and US, empowering tech firms, payment platforms, and e-commerce leaders to offer flexible, branded financing to their merchant bases through a cutting-edge software.
The Role
* Perform in-depth portfolio-level credit risk analysis using statistical methods and data modelling
* Monitor and evaluate customer segment performance to identify risk trends and opportunities
* Contribute to the design and enhancement of credit risk policies, pricing models, and underwriting strategies
* Generate actionable, data-led insights to support optimisation of risk-adjusted returns
* Collaborate cross-functionally with product, finance, compliance, and operations teams to align risk management with business strategy
Your Skills and Experience
* Degree in Finance, Economics, Statistics, Mathematics or related field
* Proficiency in SQL
* Strong knowledge of credit risk concepts and metrics (PD, LGD, EAD)
* Demonstrated experience in credit risk analysis, ideally within fintech or lending
* Solid skills in data visualisation and presenting technical results to non-technical stakeholders
* Excellent attention to detail and analytical problem-solving
* Experience in SME lending environments
* Familiarity with Python for data manipulation and modelling
Salary & Benefits
* Base salary between £60,000 and £80,000
* Annual bonus up to 15%
* Stock options
* Private medical insurance (Vitality)
* Enhanced maternity and paternity leave
* Employee Assistance Programme (EAP)
* Subsidised lunches and late-working Deliveroo allowance
* Free gym in office
* Monthly in-office massage therapist
* Regular team and company socials, including football league participation
How to Apply
To express interest in this opportunity, please submit your CV via the ‘Apply’ link.
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Analyst
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