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Credit risk analyst

Wath-upon-Dearne
Optimise by Recruitment
Credit risk analyst
Posted: 13 September
Offer description

We’re working exclusively with one of our long-standing clients, a fast-growing, forward-thinking financial services business.


This is a greenfield role within a company undergoing major transformation. The business has recently built a brand-new data warehouse, bringing together CRM and CRA data for the first time. Now, they’re looking for a credit risk specialist who can own the analytics agenda, develop dynamic risk strategies, and shape the future of credit decisioning.


The Role


* Lead credit risk analytics and build granular, intelligent risk profiles.
* Create and refine credit scorecards to manage customers across multiple supplier types and lender tiers
* Analyse customer behavior and lending dynamics to ensure pricing is both competitive and profitable.
* Build and present narratives for the Credit Committee and board meetings, influencing senior-level decisions.
* No legacy issues, no unpicking old mistakes, you’ll make this role your own and shape its future direction.


What We’re Looking For


* 4–5 years’ experience in credit risk analysis, ideally within financial services or consumer lending.
* Strong knowledge of CRA data and how to leverage it effectively.
* Proven experience building and deploying scorecards from scratch.
* Advanced data analysis skills, SQL proficiency are essential; Power BI highly desirable.
* Confident presenting insights to senior stakeholders, including at the board level.
* Strong commercial acumen and a deep understanding of P&L impacts.


Why Apply


* This isn’t just a role, it’s a career-building opportunity
* Confidential, exclusive opportunity with a trusted, long-term client.
* Greenfield role where you can shape the credit risk function from the ground up.
* Influence strategy at board level from day one.
* Be part of a fast-growth business with ambitious plans to scale .
* Genuine career progression, opportunity to step into management within 18–24 months.

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