Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview Citi Wealth Lending provides competitive borrowing solutions that are strategically integrated into our client's broader Wealth Management goals. Our Lending Advisors partner with Citi Private Bankers to advise clients on new loan and refinancing opportunities along with restructuring existing loans as part of clients overall capital management. We have Lending representation across 8 countries to provide seamless coverage to our Global clients. Lending Advisors provide advice across a variety of asset classes ranging from complex marketable securities loans and less liquid financial assets including Private Equity and Hedge Funds, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles. Responsibilities include: Establish and maintain a strong partnership with the Citi Private Bank ("CPB") Banker teams to proactively identify lending opportunities with their clients and prospects through account planning. Join client and prospect meetings with Bankers to raise awareness of the solutions that are available. Advise clients and Bankers on appropriate bespoke lending solutions and drive a culture of excellence in execution in the region. Establish a reputation of execution and excellence in execution for clients. Act as the subject matter expert and first line of control lending opportunities. The Lending Advisors partner with in-business Underwriting team and 2nd line risk to pre-screen requests and structure bespoke loan proposals that meet the client need while managing overall Firm targets. Build and maintain a strong pipeline of lending opportunities to grow the EMEA portfolio as part of the wider Citi Wealth lending growth aspirations. Ensuring effective and consistent compliance to control standards Managing expectations through strong communication with clients and their Bankers Coordinate with Business Managers and Finance functions to assist in growth planning, capital optimization and team communication Qualifications A good track record of experience in UHNW lending origination and credit/collateral analysis in a private bank Expert knowledge in structured lending Ability to advise clients and where appropriate creatively structure sophisticated solutions to help clients meet their objectives Experience with assessing and structuring loans secured by a variety of asset classes including complex marketable securities loans and less liquid financial assets, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles. Ability to advise clients on optimal loan structure and think creatively in delivering market leading solutions. Excellent oral and written communication skills Strong negotiation skills Strong initiative and interactive approach to problem solving Detail oriented with strong analytical skills Strong collaboration skills in a team environment Desire to drive growth in a dynamic business. Bachelor's Degree required (or equivalent experience) Candidates applying for this role must be aware that it is a Certified Role, subject to the Certification Regime. The Certification Regime is one element of the Individual Accountability Regime which has come into effect on 7 March 2016. Under the Certification Regime, certain Citi entities must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety: Honesty, integrity and reputation Financial soundness Competence and capability In order to comply with the requirements of the Certification Regime, certain Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above. This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, reference checks, credit checks and other background checks. If hired for this role, you will also be required to complete an annual declaration regarding your Fitness and Propriety. By submitting your application, you acknowledge that you have read the information above and that you are applying for a Certified Role. You also agree to Citi carrying out any additional screening required, including permitted criminal record checks, reference checks, credit checks and any other background checks. Job Family Group: Private Client Product Services Job Family: IF Lending Generalist Time Type: Full time Most Relevant Skills Please see the requirements listed above. Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.