Job Overview
Business Segment: Personal & Private Banking
Location: JE, undefined, Saint-Helier, La Motte Street 47-49
Job Type: Full-time
Job Ref ID: A-0001
Date Posted: 9/23/2025
Job Description
PLEASE NOTE:
This role is not open to relocation. Only candidates who have residency and right to work in Jersey can be considered.
To provide efficient and relationship-based lending offering and solutions to high net worth clients, in collaboration with the Relationship Managers, and contribute to the service delivery of client centred, coordinated solutions to enable a positive client experience. To grow the debt book by identifying opportunities for additional or more efficient debt structuring for clients in order to contribute to the overall profitability of the business.
Qualifications
Minimum Qualification:
First Degree in Business Commerce
Experience Required :
5 - 7 years experience in Personal and Private Banking
General banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit. Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.
Key Outputs :
Act as the first line of defence, ensuring quality control and risk management
Adjudicate contentious issues between the client, the credit division and the relationship manager
Advise clients on the suite of lending products and recommend the most suitable product to meet their specific needs
Encourage the credit division to turnaround applications promptly and in line with service levels agreement
Identify opportunities to increase the debt book by mining existing clients
Additional Information
Behavioural Competencies:
Adopting Practical Approaches
Convincing People
Developing Strategies
Documenting Facts
Establishing Rapport
Managing Tasks
Producing Output
Providing Insights
Seizing Opportunities
Showing Composure
Understanding People
Upholding Standards
Technical Competencies:
Asset Based Lending
Customer Understanding ( Consumer Banking)
Debt Consolidation
Loan Assessment & Approval
Mortgage Lending
Product and Services Knowledge
SBO
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or