This leading city-based specialist Lender and financial services firm are currently recruiting a Mortgage/Credit Administrator to join their Credit operations team Candidate Profile This role will best suit a second jobber candidate who has gained 1- 3 years' experience working in regulated Mortgages/Lending at a bank or Lender as an administrator Role: Perm Benefits - City based Location Salary: £35-37k DOE Hybrid: Working after 3 months' Probation Your responsibilities will include: Ensuring that all lending facilities operate within the limits agreed by Credit Committee and/or the Group Credit Committee. This includes: Recording facilities into the banking system Maintaining a clear audit trail of relevant documents. Documenting Facility Letters, including Regulated Mortgage Contracts Liaising with legal and valuation partners Confirming that the Bank has adequate security and that conditions precedent are met prior to the draw-down Draw-down of facilities Ensuring annual relationship management and insurance reviews are conducted Confirming that loans have been repaid in full prior to release of security Establishment of systems and procedures to monitor specific requirements; e.g. mandatory insurance, staged draw-down etc. Providing assurance to management that controls are being operated in order to mitigate risks. Skills and Experience 1-3 years knowledge of credit administration/lending is essential Previous experience gained in legal services, underwriting or loan relationship management would be advantageous. Well-developed logic skills with a clarity of focus and clear attention to detail. Above average Excel skills. Excellent written, verbal communication and presentation skills. Sound knowledge of the UK property market