At Secure Trust Bank, we’ve spent over 70 years helping customers and businesses achieve their ambitions. Today, we’re building the next chapter—combining deep financial expertise with a modern, digitally enabled approach to become the UK’s most trusted specialist lender.
We’re now launching a new structured lending product within our Speciality Finance team—and we’re looking for an analytical, curious, and driven individual to help shape it from the ground up.
This isn’t just a role where you’ll analyse data—you’ll influence lending decisions, help manage risk, and contribute to the growth of a new product in a collaborative, forward-thinking team.
What you’ll be doing
You’ll play a key role in understanding and shaping loan portfolio performance, supporting deal execution, and ensuring we manage risk effectively.
Deep dive into data & risk
* Analyse loan portfolios, borrower profiles, and performance trends
* Identify patterns, risks, and opportunities within complex datasets
* Develop early warning indicators to flag emerging issues
Build impactful financial models
* Create and maintain robust Excel models for cashflow forecasting and stress testing
* Model structured lending scenarios, including cashflow waterfalls and sensitivities
* Support deal structuring, pricing, and portfolio optimisation
Support lending decisions
* Contribute to credit assessments and due diligence
* Prepare clear, high-quality credit papers for stakeholders
* Support transactions from initial evaluation through to completion
Monitor and communicate performance
* Produce insightful reporting with clear commentary and recommendations
* Track key metrics, covenants, and portfolio health
* Help ensure documentation is accurate, consistent, and audit-ready
What we’re looking for
We know great candidates don’t always meet every requirement. If you’re excited about the role, we encourage you to apply.
You’ll likely bring:
* Experience in credit analysis, financial modelling, or structured lending
* Strong Excel skills (e.g. cashflow modelling, scenario analysis)
* Confidence working with financial data and interpreting financial statements
* A sharp analytical mindset and attention to detail
* The ability to communicate complex ideas clearly and effectively
It would be great if you also have:
* Exposure to speciality finance, private debt, or real estate finance
* Experience with SQL or data analysis tools
* A relevant qualification (e.g. ACA, CFA) or equivalent experience
What makes you a great fit
We’re not just looking for technical skills—we’re looking for people who align with how we work:
* Curious & proactive – you ask questions and look for better ways of doing things
* Collaborative – you value teamwork and shared success
* Accountable – you take ownership and follow through
* Customer-focused – you understand the impact of your work on real people and businesses
* Risk aware – you balance opportunity with sound judgement
Why join us?
* Shape something new – play a key role in launching and growing a new product
* Real impact – your work will directly influence lending decisions and business performance
* Supportive culture – we trust our people, encourage autonomy, and recognise great work
* Career growth – develop your skills in a specialist area with strong future opportunities
Our commitment to inclusion
At Secure Trust Bank, we’re committed to building a diverse and inclusive workplace where everyone feels they belong.
We welcome applications from people of all backgrounds, identities, and experiences—regardless of age, disability, gender identity, ethnicity, religion, or sexual orientation.
If you need any adjustments during the recruitment process, we’ll be happy to support you.
#J-18808-Ljbffr