An established International Bank based in the City is seeking an experienced Senior Credit Administrator to join its Credit Administration team. This is an excellent opportunity for a detail-oriented banking professional with strong credit administration and documentation expertise to take on a senior-level role with broad exposure across credit operations, governance, and stakeholder management.
Key Responsibilities
Credit & Limit Administration
* Perform detailed reviews of complex Credit Approval Forms (CAFs) in accordance with internal policies and procedures
* Authorise and process limit activations accurately and within agreed timelines
* Ensure correct setup of mitigants within the Credit Management System (CMS)
* Monitor CMS data integrity, identify discrepancies, and coordinate timely remediation with relevant stakeholders
Conditions & Excess Management
* Manage and monitor credit and contractual conditions through to closure
* Track, investigate, and escalate credit excesses where required
* Monitor covenant breaches and ensure timely recording, follow-up, and remediation
* Escalate overdue issues in line with internal procedures
* Provide guidance and training to colleagues on covenant monitoring processes and systems
Documentation & Compliance
* Review credit and legal documentation to ensure completeness, accuracy, and compliance
* Identify documentation gaps and liaise with front office/business teams to resolve issues promptly
* Ensure all required documentation is received and appropriately recorded
* Confirm satisfaction of pre- and post-drawdown conditions and conditions precedent
* Provide sign-off in line with delegated authority and policy requirements
Requirements
* Minimum 3 years’ experience within Credit Administration or a similar banking environment
* Strong knowledge of banking products and services
* Excellent understanding of facility and security documentation
* Good knowledge of standard loan covenants and credit approval processes
* Understanding of credit risk mitigation and risk transfer processes
* Ability to interpret complex credit approvals and supporting documentation
* High attention to detail with strong analytical and organisational skills
* Strong communication and stakeholder management capability
* Ability to work independently and within a team environment
* Proactive approach with strong accountability and decision-making skills
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