Description
JOB TITLE: Economic Crime Investigator (Complex Investigations)
SALARY: £43,803 - £48,670
LOCATIONS: Birmingham or Edinburgh
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About This Opportunity
Are you passionate about fighting economic crime and making a real difference to our customers? Join our expert team and help protect the integrity of the UK’s financial system.
We’re seeking an experienced Economic Crime Investigator to be at the heart of our Business & Commercial Banking Economic Crime Prevention team, undertaking intelligence and data led investigations. You’ll analyse complex data, gather intelligence from a range of sources, and make key decisions that help safeguard our customers and the bank. You’ll produce clear, evidence-based reports of your findings, supported by relevant evidence, including your recommendations and rationale for next steps, ensuring we meet our regulatory obligations and stay ahead of evolving financial crime threats.
You’ll play a pivotal role in safeguarding the bank and its customers, leading complex investigations, mitigating financial crime risks, and ensuring compliance with our Economic Crime Prevention strategy. Your work will directly support our commitment to help Britain prosper.
This is a dynamic role where no two days are the same, ideal for someone who thrives in a fast-paced environment and is passionate about putting customers first!
What you’ll be doing
1. Intelligence Led Investigations: Lead investigations using internal and external data sources, applying advanced investigative tools and techniques to uncover financial crime risks.
2. Data Analysis & Risk Assessment: Analyse complex datasets to identify suspicious patterns and trends, making informed decisions on customer relationships based on risk.
3. Reporting & Recommendations: Communicate clear findings and actionable recommendations to senior stakeholders, influencing strategic decisions.
4. Collaboration & Continuous Improvement: Work closely with colleagues, stakeholders and industry partners to enhance processes, share insights, and stay ahead of emerging threats.
5. Compliance & Strategy Alignment: Ensure all actions support the bank’s Economic Crime Prevention strategy and regulatory obligations, contributing to our commitment to help Britain prosper.
Why Lloyds Banking Group
We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.
What you’ll need
We’re looking for someone who’s analytical, detail-focused, and committed to protecting our customers and the financial sector. Ideally, you’ll bring:
6. Proven experience in economic crime investigations or financial crime risk management.
7. Strong analytical and critical thinking skills with the ability to interpret complex data and spot anomalies.
8. Excellent communication skills to present findings and influence decisions.
9. A proactive mindset with a passion for protecting customers, the bank and UK economy.
10. A solid understanding of the intelligence cycle and how to apply it effectively in investigations
And any experience of this would be really useful:
11. Experience in Business & Commercial Banking
12. Understanding of Economic Crime Prevention legislation including SAR reporting.
13. Experience in intelligence-led investigations.
14. Relevant Financial Crime or AML professional qualifications.
About Working For Us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
· A generous pension contribution of up to 15%
· An annual performance-related bonus
· Share schemes including free shares
· Benefits you can adapt to your lifestyle, such as discounted shopping
· 28 days’ holiday, with bank holidays on top
· A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.