The Role:
Join a leading, independent, finance provider in Central London specialiing in fast and flexible bridging loans and buy-to-let mortgages. With a robust presence in the market, we are expanding and seeking a talented Loan Portfolio Manager to join our dynamic team.
Role Overview:
The Loan Portfolio Manager is responsible for managing the loans, working with other members of the loan management team to ensure that all loans are performing as expected.
Roles and Responsibilities:
* Conduct thorough audits of new loan files, meticulously reviewing and approving legal documents sourced from solicitors to maintain compliance and accuracy.
* Verify and ensure that loans meet stringent eligibility criteria, contributing to responsible lending practices and portfolio quality.
* Analyse valuation reports with precision, identifying potential defects or issues that could impact loan security, and leveraging compliance checking tools to evaluate customer suitability.
* Work closely with underwriters to facilitate smooth loan completion processes, ensuring all requirements are met for seamless transactions.
* Maintain internal compliance lists to align with regulatory standards and company policies, fostering a culture of adherence and excellence.
* Ensure full compliance with collections, redemptions, and default loans policies across the loan portfolio, safeguarding financial integrity.
* Take ownership of defaulting cases, navigating receivership or legal processes, and effectively communicating with all stakeholders involved.
Role Requirements:
* Previous experience in bridging loans, buy-to-let mortgages, or related loan spaces is highly preferred.
* Demonstrate strong organisational abilities to manage multiple loans and borrowers effectively.
* Exhibit strong analytical skills to interpret complex loan data, identify trends, and make informed decisions.
* Display excellent attention to detail, particularly in working with numerical data.
* Experience using compliance checking tools such as Experian, GBG, Smart Search, and Lexus Diligence for KYC processes is advantageous.
* Possess strong written and verbal communication skills to interact confidently with internal teams and external stakeholders.
Why Work for us?
* Be Part of a Dynamic and Growing Company
* Annual salary review & regular appraisals
* Bonuses and Incentives
* Enhanced Maternity and Paternity Leave Package
* Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
* Ongoing Staff Training and Development Opportunities
* Private Medical Health Care with Vitality
* Life Insurance Coverage
* Additional Day Off to Celebrate Your Birthday
* Engaging Work Networking and Team Building Event
Next Steps:
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further