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First line risk manager - consumer duty

Worcester
Jr United Kingdom
Risk manager
Posted: 24 August
Offer description

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First Line Risk Manager - Consumer Duty, Worcester

Client:

Location: Worcester, United Kingdom

Job Category: Other

EU work permit required: Yes


Job Views:

2


Posted:

22.08.2025


Expiry Date:

06.10.2025


Job Description:

Key Responsibilities:

* Act as the primary risk partner to front-office teams, providing guidance on credit and lending risk matters.
* Review, challenge, and monitor credit proposals, ensuring alignment with risk appetite and regulatory standards.
* Identify, assess, and mitigate emerging risks across consumer credit and lending activities.
* Support the development and implementation of risk frameworks, policies, and controls within Private Banking.
* Drive a culture of risk awareness through training, advice, and engagement with client-facing teams.
* Collaborate with 2nd line risk and compliance teams to ensure robust governance and reporting.

Skills & Experience:

* Strong background in consumer Duty and lending risk, ideally within private banking or wealth management.
* Deep understanding of credit risk assessment, portfolio monitoring, and lending processes.
* Knowledge of relevant regulatory requirements and conduct risk considerations.
* Excellent stakeholder management skills with the ability to challenge constructively.
* Strong analytical skills, attention to detail, and sound judgment in decision-making.
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