Senior Product Manager £90-100K benefits (Flexible) | Hybrid working with frequent travel to Banbury required If working capital finance didn't exist, most SMEs wouldn't either. It's the fuel that keeps businesses moving: paying staff, buying stock, bridging gaps and seizing opportunity. We've built a strong, mature set of funding solutions which work and support thousands of SMEs. Now we're looking at what comes next. That's where you come in. The opportunity BFS continues to focus on growth across our international footprint, with a strong focus on creating new funding solutions that materially increase market share. That means asking big questions: What new working capital products should exist, but don't? How else can SMEs access finance across lending, commercial finance, property and revenue-based funding? How do we structure, fund and launch these products responsibly, compliantly and at scale? This is a blank canvas role, you will take ownership of creating and building out our vision and roadmap. What you'll be doing You'll help create brand-new SME finance products from scratch. Shaping ideas through funding, regulation and launch, and seeing your thinking become real-world lending solutions. In short, you'll shape the future product portfolio of the business You'll work hands-on with treasury teams to structure and secure the facilities behind our lending. If you enjoy how products are funded, scaled and sustained, this is where you'll thrive. You'll navigate multiple global regulatory environments, gaining exposure few product roles offer. Perfect for someone who turns constraints into advantages. You'll shape how products are built, whether that means in-house development or partnering with fintechs, banks or funders. This is a chance to help define what the business becomes next, not just manage what already exists. What we're looking for Strong experience in working capital finance / SME lending / commercial finance A proven track record of delivering B2B financial services products to market Deep understanding of regulatory frameworks (across one or more regions) Product management experience within fintechs, lenders, or financial services Established networks across banks, funders, fintechs, or financial partners Comfort operating in ambiguity – shaping both the role and the product landscape as you go If you've ever said “we could build something better than this”, this is your chance. What you'll get in return Car allowance (£7,192.50) 30 days holiday bank holidays Directly influence how & where we grow internationally Define new revenue streams Expand our impact on SMEs globally Private healthcare for you and your family Company pension scheme Flexible benefits (gym membership, tech, health assessments and more) Access to an online wellbeing centre Discounts with a wide range of retailers Electric Vehicle / Plug-in Hybrid Vehicle scheme About Bibby Financial Services We're a global organisation operating in nine countries, supporting over 9,000 SMEs worldwide. Following the completion of a £1bn securitisation deal, we're increasing our lending to UK businesses at a time when support really matters and this role plays a vital part in making that happen. Apply, reach out, or start the conversation before 20th March 2026. Roles like this don't come around often, and neither do people who are right for them. You won't be firefighting legacy issues, you'll be building the future. Everyone will receive a response. Bibby Financial Services is committed to creating an inclusive workplace. If you require any adjustments during the recruitment process, please let us know.