Credit Risk Analyst
Location: Edinburgh
Salary: £35,000 – £45,000 per annum, depending on experience
Job Type: Permanent
Are you a detail-oriented professional with a passion for financial analysis and risk management? We are seeking a talented Credit Risk Analyst to join our dynamic and growing team at a well-established, independent financial advisory firm with offices in both Edinburgh and Glasgow.
About Us
With over £1.9 billion in assets under management, our firm has built a reputation for delivering tailored financial solutions backed by decades of experience. Our team of Chartered Financial Advisers and technical specialists work collaboratively to provide clients with expert, whole-of-market advice that supports their long-term financial goals.
The Role
As a Credit Risk Analyst, you will play a key role in assessing and managing credit risk across our client portfolios. You will work closely with our advisers and investment teams to ensure that risk exposure is aligned with our clients’ objectives and regulatory requirements.
Key Responsibilities
* Conduct credit risk assessments on new and existing investment opportunities
* Monitor and report on credit risk exposures and trends
* Develop and maintain risk models and scoring systems
* Collaborate with internal teams to support investment decisions and risk mitigation strategies
* Ensure compliance with relevant regulatory frameworks and internal policies
* Prepare detailed reports and present findings to senior stakeholders
About You
* Degree in Finance, Economics, Mathematics, or a related field
* Proven experience in a credit risk or financial analysis role
* Strong analytical and quantitative skills
* Proficiency in risk modelling tools and Excel; knowledge of SQL or Python is a plus
* Excellent communication and report-writing skills
* Ability to work independently and as part of a collaborative team
What We Offer
* Competitive salary
* Hybrid working model with offices in Edinburgh and Glasgow
* Supportive and experienced team environment
* Opportunities for professional development and career progression
* A chance to make a real impact in a respected and growing firm