Job Title: Credit Risk Business Analyst
Location: London (Hybrid – 2–3 days onsite)
Contract Type: Contract 12 months
Start Date: ASAP
Day Rate: £450–£550 (Inside IR35)
Overview
We are seeking a Credit Risk Business Analyst to support a financial services client in London. This role sits within the Risk and Technology function, focusing on enhancing credit risk processes, controls, and data capabilities across critical systems. This is a specialist BA role suited to someone with strong credit risk domain knowledge and experience working in regulated environments.
Key Responsibilities
* Engage with Credit Risk, Finance, and Technology stakeholders to gather and define business requirements
* Analyse and document credit risk processes, including:
o Credit assessment & approval workflows
o Exposure and limit management
o Provisioning and impairment (IFRS 9)
* Translate Business Requirements Into:
o Functional specifications
o User stories (Agile)
o Process maps
* Support delivery of risk system enhancements and transformation initiatives
* Work Closely With Data Teams To Define:
o Data sourcing and lineage
o Risk reporting and dashboards
* Assist in UAT planning and execution
* Ensure alignment with regulatory and internal control frameworks
* Identify And Mitigate Risks Related To:
o Data quality
o Process gaps
o Control weaknesses
Key Skills & Experience
Essential
* Proven experience as a Business Analyst within Credit Risk
* Strong understanding of credit risk lifecycle (origination → monitoring → recovery)
* Exposure, limits, and risk metrics
* Experience working in financial services / banking
* Strong stakeholder management skills across business and IT
* Experience with requirements gathering & documentation
* Agile / Waterfall delivery models
* UAT coordination
Desirable
* Knowledge of IFRS 9 / Basel frameworks
* Experience with risk or finance systems (e.g. Moody’s, SAS, internal platforms)
* Data analysis skills (SQL, Excel)
* Exposure to control frameworks (e.g. GRC, SoD, audit)
Candidate Profile
* Detail-oriented with strong analytical thinking
* Comfortable working in regulated, audit-driven environments
* Able to bridge business and technical teams effectively
* Proactive and able to work independently in a fast-paced setting
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