Job Description
About the Role
We’re looking for a detail‑oriented and commercially minded Portfolio Manager to join a Portfolio Management team within Bridging Finance and Specialist Mortgages.
This role plays a pivotal part in managing and supporting a portfolio of bridging and specialist mortgage accounts — including refurbishment lending across light, medium, and heavy refurb projects. Acting as the primary point of contact for customers, brokers, and internal teams, you’ll ensure strong credit stewardship, proactive portfolio oversight, and an excellent customer journey throughout the lifecycle of each facility.
This is an excellent opportunity for someone with property lending or development finance experience who thrives in a fast‑paced, collaborative environment.
Key Responsibilities
Portfolio & Credit Stewardship
* Monitor loan expiries, extensions, construction milestones, interest tranches, and part releases
* Prepare and oversee monthly time‑delay and cost overrun analysis
* Perform cashflow analysis against approved credit to identify material variances
* Monitor early warning indicators and escalate concerns in line with bank policy
Servicing & Customer Management
* Act as the first point of contact for customers, brokers, and internal stakeholders
* Approve advances, materials on site, and payments within delegated authority
* Produce customer administration documents, including redemption statements
* Maintain accurate portfolio records and monitoring systems
Credit & Reporting
* Prepare high‑quality credit proposals for amendments to existing facilities
* Ensure compliance with the credit policies and procedures
* Produce clear and accurate management information and reporting
and high‑performing team environment
What We’re Looking For
* Experience in property lending or development finance within banking or property services
* Strong understanding of bridging finance and refurbishment‑led lending
* Proven ability to manage multiple priorities in a fast‑paced environment
* Strong analytical skills with the ability to interpret and present complex information
* High attention to detail and accuracy in all aspects of work
* Customer‑focused mindset with a track record of delivering excellent service
* Solid understanding of risk management and credit stewardship
* Confident communicator with the ability to engage brokers and internal stakeholders
Benefits
* Competitive remuneration