Salary - £30,600 per year, plus competitive bonus scheme.
Hybrid working available, following initial training and competence sign off.
Manchester City Centre, M1
Company Description
Evolution Money is a specialist lender with a social purpose.We’re creating financial inclusion by providing bespoke lending solutions to UK homeowners. Shortlisted for MEN Business of the Year award 2019 and ranked in The Sunday Times Fast Track 100 twice.We’re an award winning, dynamic organisation.
Core Responsibilities
As a Mortgage Underwriter you’ll be responsible for manually underwriting loan applications, from completion of application to authorisation.Responsibilities include:
1. Completing and reviewing loan applications, examining supporting documentation and verifying accuracy.
2. Analysing applicant’s credit history and financial information to assess eligibility.
3. Analysing loan risk, requesting additional information as necessary.
4. Identify signs of suspicious or fraudulent activity.
5. Assessing every customer on their individual circumstances and the evidence presented, to ensure good Consumer Outcomes.
6. Make loan eligibility judgements, approving or rejecting applications.
7. Documenting and effectively communicating the reasons for the approval or rejection of loans.
8. Answering customer enquiries regarding loan applications.
9. Ensure compliance with regulatory standards, company policies, procedures and guidelines.
10. Achievement of minimum KPI Requirements and Targets
Skills required.
11. Previous experience and demonstrated ability of working within fast paced KPI / target driven environment.
12. The ability to effectively question and challenge evidence presented
13. Highly organized with the ability to handle a large volume of customer cases at any one given time.
14. Strong communication skills, both verbal and written
15. Detail-oriented with strong data accuracy
16. Good Numeracy and Microsoft office skills
What you get in return
* Hybrid working (available once deemed experienced and competent within role).
* Excellent career progression opportunities, including pathway to our Mortgage Advice team.
* Funding and support available to gain CeMAP Mortgage Advice qualification.
* Up to 25 days’ annual leave + bank holidays
* Your birthday off, every year!
* A contributory pensions scheme, matched up to 5%
We are committed to encouraging equality, diversity and inclusion and aim to create a working environment where every employee isrespected.
We will provide fairness, and respect to all our prospective employees, and all hiring decisions are based on merit.
We aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups, and which are not justified by the demands of the role.
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