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Banking - credit analyst business development

London
JR United Kingdom
Credit analyst
Posted: 9 June
Offer description

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Banking - Credit Analyst Business Development, London

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Client:

The Curve Group


Location:

London, United Kingdom


Job Category:

Other

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EU work permit required:

Yes

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Job Views:

2


Posted:

06.06.2025


Expiry Date:

21.07.2025

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Job Description:

Senior Business Analyst, Institutional Banking & Distribution, Business Development

Location - London

Founded in 2007, our client is one of the fastest-growing banks of their kind in the UK. They offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.

Key Responsibilities:

This role supports the Head of Wholesale Banking & Financing Solutions and Deputy Head of Institutional Banking & Distribution in driving IB business strategy in Sub-Saharan Africa. The focus is on managing existing African FI relationships and enhancing the profitability of the unit in line with the Bank’s Risk Appetite, IBFI budget projections, target markets, and the Bank's global strategy.

Key Skills/Experience:

* Supporting the Relationship Manager in achieving the Department’s Budget.
* Driving the origination of business by marketing new relationships to improve revenue, onboarding, and retaining clients.
* Preparing and delivering sound credit applications for review by the Credit Risk team for new and existing relationships. Candidates should have strong analytical skills and a good understanding of Financial Statement Analysis for Banking Clients and related sectors.
* Ensuring compliance requirements and reviews for Institutional Banking, including full KYC review and onboarding for new prospects, and KYB reviews for existing clients.
* Collaborating with the Business Risk Review team to ensure timely completion of client outreaches and KYC/KYB memos.
* Monitoring due dates for Annual Reviews of Financial Statements and obtaining Board approval for extensions when necessary.
* Preparing limit extension requests for Credit Risk consideration and updating system limits post-approval.
* Distributing the Financial Institutions Limits Report weekly.
* Handling customer queries efficiently.
* Supporting Relationship Managers in prospecting, due diligence, monitoring, and portfolio management.

Experience / Knowledge:

* Experience within Financial Institutions, UK Regulatory knowledge, and understanding of Credit Analysis, KYC & KYB requirements for FIs, research skills, and analytical skills.
* Understanding of International Trade Finance.
* Previous experience working in the African market is highly advantageous.
* French speaking skills are desirable.
* Experience with audited financial statements for Banks, Excel, Moody’s Analytical tools, and other Risk Rating tools like Flex Reports.
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