Job Description
1. Perform comprehensive credit analysis for project finance and structured trade transactions, including non-recourse and limited-recourse financings.
2. Develop in-depth assessments of counterparties, incorporating historical performance, cash flow sustainability, and transaction structure.
3. Identify and clearly articulate key credit, market, and structural risks associated with proposed financings.
4. Prepare formal credit opinions, including approval decisions or recommendations for escalation and final sign-off.
5. Review and validate internal risk ratings, loss parameters (including regulatory capital inputs), and related financial metrics.
6. Actively monitor portfolio performance through ongoing reviews, early warning indicators, and quarterly credit assessments.
7. Contribute to watchlist processes and support proactive management of deteriorating exposures.
8. Analyze trends across bank and capital markets to inform risk perspectives and portfolio strategy.
9. Support internal and regulatory reporting in collaboration with portfolio management and governance teams.
10. Contribute to the development and refinement of credit policies, underwriting standards, and risk appetite frameworks.
11. Participate in the evaluation of new business initiatives, products, and financing structures, including internal committee reviews.
12. Collaborate closely with legal, compliance, and front-office partners to ensure sound risk outcomes.