3 weeks ago Be among the first 25 applicants
Join the Revolution in Car Finance
At Carmoola, were changing the way people get on the road - making it faster, fairer, and entirely built around the customer. Weve started with car finance, reimagining it from the ground up with a seamless, digital experience that puts drivers in control.
Join the Revolution in Car Finance
At Carmoola, were changing the way people get on the road - making it faster, fairer, and entirely built around the customer. Weve started with car finance, reimagining it from the ground up with a seamless, digital experience that puts drivers in control.
Since launch, weve raised over £240m from top-tier investors (including QED), helped over 10,000 customers get behind the wheel - and were scaling fast. But were just getting started.
Your Mission
We are looking for an exceptional and seasoned Head of Data Science. You will lead the companys Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy.
Requirements
What Youll Be Doing
* Working within the credit and analytics team to build a world class lending platform
* Analyse ways to increase acceptance rates while maintaining performance
* Identify data and algorithmic opportunities to reduce fraud risk
* Own the Collections strategy and deliver solutions to improve debt recovery
* Create analytic testing frameworks
What Youll Bring
* 5 years+ experience in an analytically strong financial services provider
* Eagerness to get ‘stuck in, collaborate with different teams and work across a wide range of different areas
* A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
* Experience in using the latest data science techniques to enhance decisioning
* Strong background in risk management
Benefits
Why Join Carmoola?
* Competitive salary (£120-£140k, depending on experience)
* Equity/options package
* The opportunity to build and shape a data science function from the ground up
* A vibrant, innovative working environment with a talented, supportive team
* Hybrid working model with a modern office in Primrose Hill London
Join Carmoola in reshaping the world of car finance with your data skills. We celebrate diversity and encourage individuals from all backgrounds to apply. Carmoola is driving change in car finance - come be part of it!
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Analyst
* Industries
IT Services and IT Consulting
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