Senior Risk Manager This is a hybrid position, combining the best of both worlds - working from home and spending 1-2 times a month in ourHalifaxoffice. Up to £87,000 (Dependent on Experience) We have an exciting opportunity to join us here at Covéa Insurance as a Senior Risk Manager, within Technical & Digital Risk. At Covéa Insurance ,wereall about protecting what matters most - whetheritsyour home, your car, or your business. With our award-winning customer service and a wide range of insurance products,werehere to make a real difference. Step into a high-impact senior risk role at the heart of Covéas tech, digital, and AI agenda. As a key second-line leader. reporting to the Head of Risk, youll shape oversight across financial and non-financial risks, with a sharp focus on emerging technology exposures. Youll own risk leadership for AI initiatives, data ethics, cybersecurity, and cloud platforms - driving strong governance and ensuring alignment with UK regulatory expectations (PRA/FCA) and ISO standards. Thisis more than just a job -itsa chance to grow, develop, andbe part of something great. What does a day-to-day look like? Risk Framework & Culture: Drive a strong risk culture and embed an effective risk framework across the business. Deliver confident second-line challenge on digital initiatives and ensure clear ownership of controls and issues. Risk Identification & Assessment: Lead end-to-end risk assessment, including RCSAs and deep-dives into major tech and change risks. Test control effectiveness, analyse root causes, and keep exposures within appetite. AI, Data & Model Risk Governance: Set the governance agenda for AI and machine learning. Define and enforce standards on AI ethics, data privacy, and algorithmic accountability, while overseeing model validation and monitoring to support safe, responsible innovation. Cybersecurity & Cloud Oversight: Provide sharp oversight of cybersecurity, IT infrastructure, and cloud risks. Partner with IT and Security to ensure strong controls aligned to ISO/IEC 27001 and NIST, track emerging threats, and drive timely mitigation. Regulatory Compliance & Reporting: Ensure alignment with PRA/FCA expectations and industry standards. Produce high-quality risk reporting (including ORSA), manage regulatory interactions, and stay ahead of evolving guidance on AI, data, and model risk. Stakeholder Engagement: Act as a trusted advisor to senior leaders. Deliver clear, authoritative challenge, translate complex tech risks into business-ready insights, and influence decisions up to Board level to keep the firm within appetite. What will help you stand out? Strong second-line risk background in UK general insurance, with solid understanding of underwriting, claims, and core operations. Deep knowledge of ERM tools (RCSAs, KRIs, risk registers) and UK regulatory frameworks including Solvency II and PRA/FCA expectations. Proven capability across technical risk, AI/ML, data governance, cyber, and cloud. Confident challenging IT and data science teams using frameworks like COBIT, NIST, and ISO 27001. Skilled at engaging senior stakeholders and executives, delivering clear challenge, and driving cross-functional alignment on risk decisions. Relevant degree with desirable professional credentials (IRM, CISSP/CISM, CRISC). Strong awareness of data protection and emerging AI ethics standards. Not sure if you tick every box?Thatsokay! At Covéa, we know that great peopledontalways meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit,wedlove to hear from you - so go ahead and apply!Wereall about building a diverse, inclusive team where everyone can thrive. Theperksof joining us Flexible working 36.25 hours a week with flexitime & hybrid options Annual pay review plus performance bonuses (up to 30% depending on level) Generous holidays 2527 days bank holidays, with buy/sell options Pensionperks 7.5% employer contribution, rising to 9% with your input A culture where everyone belongs we'recommitted to diversity, equity & inclusion, with real action, employee-led community groups, and ongoing learning to make Covéa a place where everyone can thrive Mental & financial support through our dedicated Wellbeing group Career growth training, qualifications & apprenticeships to help you thrive Health & wellbeing private medical cover, 24/7 Virtual GP, health checks, flu jabs & more Drive in style Tusker Car Scheme with fullymaintainedinsured vehicles Extra savings gym discounts, Cycle to Work, and retail offers viaPerkpal And much more ! Excited about this opportunity? So are we! Apply today and be part of our journey. As a Disability Confident Employer,werecommitted to fair and accessible recruitment. If you need anyadjustments, supportor alternativeapplication optionsduring theRecruitmentprocess,thenplease reach out to one of our team. Applicants must currentlyresidein the United Kingdom andpossessfull and unrestricted right to work in the UK. Unfortunately, we are unable to offer Visa sponsorship for this role.