Description
JOB TITLE: Senior Financial Risk Analyst
SALARY: £44,900 - £49,890
LOCATION(S): Leeds, Edinburgh, Bristol or Halifax
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
Why This Role Matters
We’re part of the Financial Risk, Insight and Quantification (FinRI&Q) area within Risk Science, the Analytics and Insights pillar, where deep financial risk expertise meets regulatory responsibility. Our team is responsible for executing models and delivering accurate, high-quality reporting that underpins and shapes critical business decisions.
Our mission for 2026 is clear:
1. Deliver a best-in-class operational playbook for Impairment analytics and Financial and Regulatory reporting
2. Be the driving force in shaping and delivering the strategy for data, technology, and models that underpin financial risk.
You’ll work closely with teams across Risk Science, including Model Development, Model Governance and Strategy, and the Prudential and Analytics Lab, to turn strategy into reality. If you thrive in a dynamic environment and enjoy solving complex problems, this role offers the perfect opportunity to grow and make a real difference.
What You’ll Bring to the Role
This is more than just data analysis, it’s about shaping the insights that drive strategic decisions and create meaningful change for our customers. Your work will ensure we deliver best-in-class financial and regulatory analytics, helping the Bank stay resilient and forward-thinking.
As an experienced data analyst, you’ll join a team that’s transforming the way we manage and use data for financial and regulatory reporting. Every day, you’ll make an impact by:
3. Delivering critical financial and regulatory reports across Capital and Impairment, ensuring accuracy and compliance.
4. Driving continuous improvement, challenging existing processes and finding smarter, more efficient ways of working.
5. Leading strategic change, aligning data initiatives with the Bank’s long-term goals.
6. Providing expert insight, mitigating risks and ensuring systems, processes, and controls are robust and future-ready.
7. Collaborating across Risk and Finance, working with diverse teams to deliver cohesive analytics and innovative solutions.
What We’re Looking For
8. Technical Expertise: Strong proficiency in Python, SQL, and SAS, with a solid understanding of collaborative tools such as GitHub, Jira, and Confluence.
9. Knowledge: Familiarity with Provisioning, Capital, and Regulatory Reporting frameworks is essential. The ability to challenge and validate models will set you apart.
10. Analytical Mindset: Highly detail-oriented with a passion for accuracy and problem-solving. Experience in credit risk, economic principles, forecasting, and statistical methods is a strong advantage.
11. Adaptability and Drive: Comfortable working independently and collaboratively in a fast-paced environment. You’ll be proactive, self-motivated, and always looking for ways to improve processes.
12. Control and Governance: Committed to maintaining a robust control environment and ensuring quality in everything you do.
13. Communication Skills: Excellent interpersonal skills with the ability to convey complex ideas clearly and confidently to collaborators at all levels.
14. It’s not essential, but experience in Google Cloud, credit risk, or capital and impairment reporting would be desirable.
About Working for Us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies
Ready to start growing with purpose? Apply today
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.