Kennedy Pearce are partnering with a London based Private Bank who offer Hybrid working in recruiting a Bridging Underwriting Manager
JOB FUNCTION
* To be responsible for supporting, managing and motivating a team of Bridging Underwriters to meet key objectives
* To be responsible for maintaining credit quality within the Bridging department.
* Managing the Underwriters in the maintenance of credit standards and liaising with Quality Assurance in respect of ongoing monitoring and reporting
KEY RESPONSIBILITIES
* Make lending decisions in line with Credit Risk Policy, Bridging Lending Procedures and individual mandate level
* Work alongside the Heads of Unregulated/Regulated Underwriting and Quality Assurance to provide training to the Underwriting Team
* Work alongside the Sales Team to provide deal structure guidance and underwriting support
* Review and sign off of Credit Paper submissions, Offer Letters and files for completion
* Monitoring of Underwriter’s WIPs to ensure the appropriate allocation of cases across the team • Ensure that applications are progressed within the designated SLAs as per the Business Standards document
* Complete people management activity within the team, including monthly 1 to 1’s, performance monitoring and objective reviews
* Adhere to internal policy and regulatory requirements – FCA, PRA, AML, Prevention of Financial Crime, and Data Protection etc.
ESSENTIAL EXPERIENCE REQUIRED
* Previous managerial experience of an underwriting, credit or lending team within a bridging/mortgage environment
* Held a lending mandate
* Ability to collaborate, build trust and influence at all levels
* Strong understanding of the regulatory environment
* Managing and prioritising work for a team of people