We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. We offer personal and business bank accounts, joint accounts, accounts for 16–17 year olds, a free kids account, credit cards, as well as savings, investing and pension integration.
We provide hot coral cards and a get-paid-early feature, combined with financial education on social media and award-winning customer service. We aim to solve problems and change lives.
Location and Compensation
London or UK Remote | Senior Engineer (L50)
£95,000 – £130,000 base salary + incentive awards tied to performance + benefits.
About Our Engineering Teams
We have around 400 engineers across Monzo building our in-house banking platform. We collaborate across disciplines to solve interesting challenges. Our squads belong to collectives such as Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion.
Your Day-to-Day
You will be a full‑stack engineer working in a squad with product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers, and more. You will build and support a particular part of Monzo.
You Should Apply If
* you have strong experience working on the backend of a technology product
* you want to be involved in building a product that you (and the people you know) use every day
* you have a product mindset: you care about customer outcomes and you want to make data‑informed decisions
* you’re comfortable working in a team that deals with ambiguity
* you’re interested in distributed systems and writing resilient software
* you have some experience with strongly‑typed languages (Go, Java, C, Scala, etc.)
* you have developed modern component‑oriented JavaScript applications using frameworks and libraries (e.g. React, Vue, Angular, Flow/Typescript, Webpack, etc.)
* you have an interest in building performant web experiences and designing/building UI that makes it easy for users to accomplish what they need
* You think you’d enjoy the kind of work we’re doing.
What You’ll Be Working On
* Go to write application code
* Cassandra for most persistent data storage
* Kafka for our asynchronous message queue
* Kubernetes and Docker to schedule and run services
* Envoy Proxy for RPC
* AWS for most production infrastructure and GCP for most data infrastructure
* React for public web apps and internal tools
* Physical datacenters with cables to connect to various third parties
The Interview Process
* Recruiter Call
* Initial Call
* Technical Interview
* Final interview including a system design and a behavioural interview
Our average process takes around 2–3 weeks but we will always work around your availability.
What’s In It For You
* £95,000 – £130,000 base salary + stock options
* Help to relocate to the UK
* Visa sponsorship available
* Role can be based in London office or distributed within the UK
* Flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team
* Learning budget of £1,000 a year for books, training courses and conferences
* And many more benefits (see full list)
Equal opportunities for everyone
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. Diversity and inclusion are a priority for us and we’re fostering an inclusive environment for all people to do the best work of their lives with us. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.
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