Join to apply for the Senior Credit Strategy Manager role at Capital on Tap.
Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. We proudly serve over 200,000 businesses worldwide, aiming to support 1 million small businesses by 2030.
Why Join Us?
We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.
This is a Hybrid role, with the Credit team working from our London (Shoreditch) Offices 3 days per week.
What You'll Be Doing
We're seeking a Senior Credit Strategy Manager with an analytical background to be a key part of our Credit team. Your responsibilities will include:
* Owning, monitoring, and optimizing our portfolio pricing and credit limit management strategies, including managing test and learn strategies.
* Assessing the performance of our upfront underwriting and proposing improvements, in collaboration with Data Scientists.
* Identifying, evaluating, and introducing innovative data sources to better predict credit risk.
* Conducting analytical work related to product development, customer experience optimization, and geographic expansion credit strategies.
Your role involves presenting to and collaborating with a wide range of stakeholders, including Product and Commercial Teams, Senior Management, and external debt funders.
We're Looking For
* At least five years of credit risk experience, including credit cards.
* Highly analytical, comfortable with SQL (Python experience is a plus but not essential).
* Exceptional problem-solving skills and a proactive attitude to thrive in a fast-paced, high-growth environment.
* Strong verbal communication skills to explain complex concepts clearly to analysts, stakeholders, and leadership.
* Knowledge of UK macroeconomic, regulatory, and market trends.
* Degree: 2.1 or above, preferably in Economics or STEM subjects.
Diversity & Inclusion
We welcome applications from anyone sharing our commitment to inclusivity. Join us in creating a space where authenticity thrives and everyone can excel.
Great Work Perks
Our office features amenities like a pool table, arcade machine, beer tap, and office dogs. Benefits include:
* Private Healthcare (dental and optical) via Vitality
* Worldwide travel insurance
* Anniversary Rewards (£250-£750, plus a 4-week fully paid sabbatical)
* Salary Sacrifice Pension Scheme (up to 7% match)
* 28 days holiday plus bank holidays
* Annual Learning and Wellbeing Budget
* Enhanced Parental Leave
* Cycle to Work Scheme
* Season Ticket Loan
* 6 free therapy sessions/year
* Dog-friendly offices
* Free drinks and snacks
Interview Process
* Intro & values call (30 min)
* In-person technical assessment (60 min) and competency interview (45 min)
* Final interview (30 min, in person or virtual)
Other Info
Check our 'Top Tips' for interviewing and follow us on LinkedIn for updates. Questions? Email careers@capitalontap.com.
If you're excited to work here, apply! We aim to respond within 3 days (up to 5 during busy periods).
Seniority level
* Mid-Senior level
Employment type
* Full-time
Job function
* Business Development and Sales
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