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Senior backend engineer ii & iii

Edinburgh
Permanent
M-KOPA
Engineer
Posted: 11 December
Offer description

Impact

Your code will directly power technology solutions for millions of people across Africa who have been excluded from traditional financial services. M‑KOPA has already helped over 7 million customers access more than $2 billion in credit, literally transforming lives across an entire continent.


Opportunity

Mission‑driven engineering: Every service you build expands financial inclusion for under‑banked populations.
Global recognition: M‑KOPA is named by TIME 100 as one of the world’s most influential and by the Financial Times as Africa’s fastest‑growing company for four consecutive years (2022‑2025).
Scale challenges: Build backend systems serving millions across multiple African markets.
Environmental impact: We are carbon‑negative, having displaced over 2.1 million tonnes of emissions.
Fully distributed: Work remotely with diverse teams across the UK, Europe and Africa.


What You’ll Do

Build sophisticated event‑driven microservices that unlock financial inclusion. Own end‑to‑end solutions – from architecture decisions to production monitoring – and combine cutting‑edge .NET development with purpose‑driven engineering.


Technical Environment

* Modern C# stack: predominantly C# against the latest .NET.
* Microservices & Cloud: Hosted on Azure using Kubernetes.
* Event‑Driven Architecture: Continuously evolving toward a completely decoupled, event‑driven design.
* Mixed Environment: Legacy services and greenfield microservices coexist.


Your On‑boarding Journey

Participate in our Internal Engineering Bootcamp – an immersive onboarding experience with our staff engineering group. Deep‑dive into our event‑driven architecture, engineering practices and our approach to building systems at scale.


Engineering Approach

* High quality output.
* Observability and monitoring.
* Automated testing in all environments, including production.
* Infrastructure as code and DevOps practices.
* Knowledge sharing and collaborative problem‑solving.


What You Need

Comfortable owning the entire software stack, including supporting infrastructure, throughout the entire software lifecycle – from inception through production to decommissioning under a DevOps culture. Value continuous delivery constraints, testing and observability as first‑order concerns in development.


Required Experience

* Strong grasp of C#/.NET development.
* Experience with event‑driven systems.
* Microservices architecture experience.
* Testing and deployment expertise.
* DevOps culture mindset.
* Proven ability to collaborate effectively in distributed teams.
* Continuous learning mindset and openness to feedback.


Location & Benefits

* Fully remote role within UTC −1 to UTC +3 time zones.
* Work with diverse teams distributed across the UK, Europe and Africa.
* Personalised training budget to support your development.
* Home office setup budget.
* Internal Engineering Bootcamp.
* Professional development programs and coaching partnerships.
* Family‑friendly policies and flexible working arrangements.
* Well‑being support and career growth opportunities.


Our Mission

We create financial inclusion for the traditionally excluded through a fair, flexible, customer‑centric financing model, driving greater inclusion of women, youth and low‑income communities.


Our Impact

* Connected: 2.5 million first‑time mobile internet users.
* Prosperous: 70 % of customers use M‑KOPA products for income generation, with 35 000 livelihoods created for agents.
* Green: 2.1 million tonnes of CO₂ avoided through clean energy products and e‑mobility, with over 127 000 circular economy products provided.


Ready to build C# .NET solutions that create real‑world financial inclusion?

At M‑KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships and on‑the‑job training. We support individual journeys with family‑friendly policies, prioritize well‑being and embrace flexibility.


Why M‑KOPA?

M‑KOPA is an equal opportunity and affirmative action employer committed to a diverse, broadly trained staff. Women, minorities and people with disabilities are strongly encouraged to apply. We explicitly prohibit the use of forced or child labour and respect the rights of employees to agree to terms and conditions voluntarily. M‑KOPA does not collect or charge any money as a pre‑employment or post‑employment requirement. Applications for this position will be reviewed on a rolling basis. If your application is successful, M‑KOPA undertakes pre‑employment background checks as part of its recruitment process.

Explore more at m‑kopa.com.

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