Head of credit risk - mortgages

Job Description

HEAD OF CREDIT RISK - MORTGAGES

UP TO £120,000 + EQUITY

LONDON


A rapidly growing UK fintech delivering ethical, shariah-compliant home finance solutions as an alternative to traditional mortgages. The company’s core offering enables customers to purchase and refinance residential property without interest through a co-ownership Home Purchase Plan certified under Islamic finance principles, combining modern technology with accessible underwriting. It is FCA-regulated and focused on making home ownership fairer, more inclusive, and aligned with diverse customer values.


THE ROLE


You can expect to be involved in the following day to day:


* Lead and continuously evolve the credit risk strategy, ensuring a clearly defined risk appetite aligned with sustainable growth objectives
* Own credit risk oversight across core residential and investment property lending portfolios
* Provide senior credit risk leadership on the design and launch of new lending products, including short-term and commercial real estate finance
* Balance commercial growth ambitions with robust risk governance, controls, and decision-making frameworks
* Act as a key senior stakeholder within a fast-growing, purpose-driven financial services organisation