Overview
Back-end Engineer - Repeats role at iwoca. Hybrid in London / Remote within the UK. We’re hiring a Back-end Engineer to design the scalable, high-performance services that allow us to rapidly test and deploy new product ideas for our repeat customers.
The Company
Imagine a world where every small business has the power to thrive. Since 2012, iwoca has revolutionised how these businesses access finance, turning what was once a lengthy process into funding that is fast, flexible, and actually works for modern businesses. We have funded billions to over 150,000 businesses across Europe and aim to empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower.
The team
The Repeats team is an autonomous group responsible for the lending strategy and digital user experience of our recurring customers. They own all product decisions after a customer has taken their first funding, including the user journey for repeat customers, eligibility and document requirements for repeat applications, and offer terms. The team is cross-functional, with a data scientist and a strategy analyst alongside back-end and front-end developers. They collaborate to design new features delivered through an intuitive, high-performing digital experience.
The role
As a Back-end Engineer on the Repeats team, you will design, build, and own high-performance services that execute our lending strategy. You will:
* Exercise autonomy: Own projects end to end, from scoping and design to execution. Lead multi-engineer projects, coordinating with analysts, product managers, and other stakeholders.
* Drive impact: Enhance our offerings to meet the needs of repeat customers, improving access to tailored lending solutions.
* Shape our systems: Design and maintain robust, flexible, and maintainable systems to ensure scalability and fast-paced development.
* Learn through iteration: Embrace a culture of experimentation, using trial and error to uncover insights and grow your technical and strategic skills.
* Apply continuous deployment: Work iteratively, supported by high test coverage, contributing to frequent deployment cycles (averaging more than once per day).
* Unlock data-driven decision-making: Use hypothesis testing and metrics such as issuance and profitability to iterate and optimise our approach.
The projects
We’re striving to offer customers flexibility while making the product easy to understand and use. We regularly test new features and optimise existing parts of our strategy. Examples of projects include:
* Top-up eligibility: Optimising when customers can apply for more funds while they have an ongoing loan, involving tests affecting core functionality of the product.
* Offer amount testing: Re-architect the offer strategy by building and scaling a microservice that controls offer amounts, migrating business logic from the core monolith to a dedicated service to enable rapid testing of how offer amounts affect customer behaviour, issuance, and loss rate.
The Requirements
Essential:
* Experience in back-end engineering, ideally with Python.
* Proven experience leading projects end-to-end, from designing to executing a solution.
* Good understanding of business problems and communication with stakeholders.
* Experience writing comprehensive automated tests and a high level of attention to detail to ensure safe releases.
Bonus:
* An understanding of data analysis and statistics.
* A strong numerical or technical background, underpinned by a degree in maths, physics, computer science, engineering, or a related field.
* Experience with Django.
* Experience with relational databases (ideally PostgreSQL).
The salary
We expect to pay from £70,000 - £90,000 for this role. Please include your salary goals with your application. We benchmark salaries against market rates and conduct quarterly performance and salary reviews.
The culture
At iwoca, we prioritise a culture of learning, growth, and support, investing in the professional development of our team members. We value diversity in thought and skill and encourage exploration of new areas to help improve our products and services.
The offices
Offices in London, Leeds, Frankfurt and Berlin with plenty of drinks and snacks. We host events and clubs such as bingo, comedy nights, yoga classes, football, etc.
The Benefits
* Flexible working.
* Medical insurance from Vitality, including discounted gym membership.
* A private GP service for you, your partner, and your dependents.
* 25 days’ holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
* A one-month, fully paid sabbatical after four years.
* Instant access to emotional and mental health support.
* 3% Pension contributions and share options.
* Generous parental leave and a nursery tax benefit scheme to help you save money.
* Cycle-to-work and electric car schemes.
* Two company retreats a year.
We also offer a learning and development budget for everyone, company-wide talks with internal and external speakers, and access to learning platforms like Treehouse.
Useful links
* See iwoca benefits & policies for detail and some additional benefits.
* See interview welcome pack to learn more about the process.
Compensation Range: £70K - £90K
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