Producternance AnalystThe Vacancy
Let us tell you a bit about the opportunity
We're excited to offer a brand-new opportunity for a Producternance Analyst to join our Risk & Control team in Property Product & Development.
Our Product team is at the heart of what we do, crafting the range of products we bring to market and making sure they meet real customer needs. While we're known as a specialist lender, we see that as an opportunity to think differently; to design smart solutions for customers who don't always fit the standard mould. It's our mission to spot these gaps in the market, develop fresh products and features, and stay ahead ofpetitor trends to help drive our growth ambitions.
As a Producternance Analyst, you'll play a key role in supporting these ambitions - making sure the products and services we offer arepliant, deliver fair value, and truly meet the needs of our target market segments. This is your chance to help shape and guide our property products - both new and existing - ensuring they align with the latest Consumer Duty guidelines while staying focused on what matters most: the customer.
What will your day look like?
1. Pulling together monthly Consumer Duty dashboards to go in the Riskmittee packs, adding clearmentary to highlight any trends or risks that might need flagging or action.
2. Helping out with yearly product reviews, Fair Value Assessments, and other checks on things like Fees, Charges, and Early Repayment Charges (ERCs).
3. Getting stuck into the new taxonomy risk & control self-assessment (RCSA) rollout - mapping processes, updating the RiskConnect system, and working with teams across the business to review, update, and keep RCSAs on track. Also helping with RCSA sign-offs and supporting any issue management along the way.
4. Taking ownership of any product-related risk events, making sure they're raised properly, tracked, and dealt with on time so nothing slips through the cracks.
5. Keeping an eye on control test fails and risk event issues - digging into the detail, making sure the fixes actually sort the problem, chasing things up when needed, and making sure these get fully resolved. Also making sure everything links back to the RCSA.
6. Spotting patterns and trends - looking closely at data and reports to check that actions are being followed through, lessons are learned, and we keep improving (covering things like risk events, COT, KCT, etc).
7. Always on the lookout for new ways to use our data to make non-financial risk management sharper, more focused, and more effective.
What do we expect from you?
8. Excellent analytical skills, with proven ability to spot patterns and trends from reports and data.
9. Microsoft Visio skills - able to create process maps and visually representplex information or processes in a clear, structured way.
10. Highly organised, self-motivated and capable of meeting tight time scales in a demanding and continuously changing environment
11. Keen interest in the property/ mortgage market andpetitors and making this applicable to Aldermore. Solid understanding of the requirements from conduct and regulatory perspective
12. Strongmunication and presentation skills with high attention to detail - able to absorb, retain andmunicate knowledge and information relating to a constantly changing range of products in a simple way that is easy to understand
13. Ability to build strong relationships with a number of different stakeholders
What can you expect from us?
14. A friendly and flexible culture. Hybrid working model - 2 days a week in the office
15. A growing organisation that means there's lots of opportunities to progress
16. A drive for continuous improvement, which you will be empowered to get behind from day one.
17. And of course, you will be rewardedpetitively, with a good range of core benefits and bonus potential.
Let us tell you a bit more about us
We're Aldermore - the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.
We thrive by saying "yes" to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.
This is where youe in. We are on a journey. A journey defined by a destination; to deliver on our purpose.
Still curious?
Join us and we'll make the same promises to you as a colleague, as we do to each of our customers. We'remitted to building a working environment that values respect, diversity, andpassion. We wee people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you're pregnant or on family leave.
Please note that we have a thorough referencing process, which includes criminal record checks
Thepany
We champion equality by supporting the exceptions to the rule and getting finance to where it's needed.
We lend the money people save with us, to people who want to get on in life; build businesses and create employment, buy property for people to live and work in, and purchase vehicles to move families and goods around.
Behaviour Framework
Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed. Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how. In your second interview, we'll ask you to talk through some examples where you've demonstrated these behaviours in your previous roles.
The Benefits
As you would expect, we offer apetitive basic salary and reward package, and you'll also benefit from ourmitment to investing in your professional development throughout your journey with us.
Benefits vary across the business depending on the role you do, but these will give you an idea of what to expect:
Yourpany Benefits
18. Discretionary bonus scheme
19. Aviva Digital GP
20. Bus And Tram Benefit
21. Employee Assistance Programme
22. Eyecare Voucher & Display Screens/Desk Set-Up
23. Flu Jab Vouchers
24. Group Ie Protection
25. Life Assurance
26. Metrolink Annual Pass & Clipper Ticket
27. Microsoft Discounts
28. Private Medical Insurance Shopping Discounts
29. Toothfairy
30. Your Workplace Pension
31. Hybrid Working
Benefits You Can Choose
32. Critical Illness
33. Cycle To Work
34. Dental Insurance
35. Give As You Earn
36. Octopus Electric Vehicles
37. Save Our Planet
38. Season Ticket Loan
39. Spouse Or Partner Life Assurance
40. Technology
41. Wearable Technology
42. Wellbeing App
43. Will Writing
Job ID ALD1110617