I am currently working with a growing commercial property lender based in Liverpool who sure to growth are looking to add a Senior Underwriter to the team. This well-established business prides its self on offering the best environment for its staff.
This is an exciting opportunity to join a business that actively encourages its staff to contribute ideas as well as give them the tools to develop and progress.
Underwriter Package and Benefits:
* Salary of £35,000
* Quarterlyand annual bonus
* Annual salary reviews
* 25 days holiday plus additional for years of service
* Buy or sell annual leave
* Flexible working – hybrid
* Free car park
* Bonus scheme
Main Duties:
* Managing the entire lending process from application and assessing credit worthiness through to drawdown to include oversight of the underwriting and due diligence processes.
* Prepare detailed credit proposals for submission to the Credit Committee
* Preparing offer documentation and ensuring all loan conditions are met throughout the drawdown process
* Underwrite loans against agreed lending criteria
* Handling broker calls on specific cases under review; manage customer expectations
* Liaising with internal departments (Legal, Risk and Sales) and external parties (Surveyors, Quantity surveyors, Solicitors and Customers) to effectively manage the lending process.
* Work closely with the Head of Underwriting to progress cases forward to completion
* Liaise with Valuation Panels and Monitoring Surveyors to arrange quotes, and to formally instruct valuations and site inspections. Confirming inspections are booked, and reports are received within SLA
* Liaise with Asset managers and Monitoring Surveyors, follow up on return of agents reports
* Liaise with solicitors ensuring relevant information is provided and professional opinions sought
* Maintain CRM records regarding case status and ensure client/broker details are up to date and correct including loans underwritten, assessment process and rationale
* Build and maintain effective relationships with all stakeholders - internal BDMs/brokers/clients, solicitors/valuers/ surveyors/ Monitoring Surveyors - keeping them informed of case progress throughout
Ideal Candidate:
* Previous experience underwriter within a commercial property or land sector
* Ability to work with a high degree of accuracy and attention to detail
* Able to organise, manage time effectively, prioritise workload whilst meeting any deadlines in a fast paced environment
* Strong customer service skills
* Act as an ambassador for the business at hospitality and industry events
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