Our client, an international bank is looking for an Assistant Credit Analyst The Assistant Credit Analyst will assist the Corporate Banking and Financial Institutions Department achieve departmental objectives through the provision of comprehensive credit application and business focused administrative support. You will also and to monitor the credit risk and exposure risk of the portfolio. Key Responsibilities (but not limited to): To act as the key credit partner to support the Corporate Banking and Financial Institutions Department achieve departmental objectives through the provision of comprehensive credit application and business focused administrative support. The primary role of the Credit Analyst team is to produce and present high-quality analysis and recommendations on a portfolio of corporate clients (including both annual reviews and new transaction requests). Analysis for new requests/new clients that above London Branchs approval authority would need to be delivered in both English (for Local Credit Committee) and Chinese (For Head Office Credit Committee). The key goal of the Credit Analyst team is to ensure that the bank can develop client relationships whilst managing credit risk and meeting regulatory requirements. They do this by working closely with the Relationship Managers and the Risk function of the bank. To assist in relationship support work including the preparation of credit applications and credit ratings for Corporate Banking and Financial Institutions Dept. To assist in client annual review reports. To assist, monitor and review facilities and loans after drawdown including the maintenance of efficient diary procedures to monitor covenant checks, timely reviews, waivers, Compliance and legal issues. To monitor the credit portfolio on a continuing basis for changes in credit quality due to counterparty specific and general market related issues; recommending suitable actions. To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Bank, the regulators and external auditors. To monitor adherence to approved credit limits and to ensure that Head of Corporate Banking are informed of all material excesses on the same working day as identified. Skills, Experience and Qualifications Applicants should have a minimum of 1-2 years of experience in producing and presenting credit analysis in a Commercial, Corporate or Investment Banking environment. Ideally the applicant will be experienced in analyzing companies from a range of different sectors. Educated to degree standard. Formal credit or accounting qualifications would be advantageous. Ideally exposure to large corporate clients. Generalist corporate sector experience is required but no specialism needed. Core Competencies Strong technical credit analysis skills (including financial statements analysis, sector research, and financial modelling skills). Knowledge of banking products from a credit risk perspective, including: Plain vanilla commercial and corporate banking products (overdrafts, syndicated lending, term loans, cash management, guarantees and LC).