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Senior credit analyst (nbfi) - banking

London
People First
Credit analyst
Posted: 18 August
Offer description

Join to apply for the Senior Credit Analyst (NBFI) - Banking role at People First Recruitment

2 days ago Be among the first 25 applicants

Join to apply for the Senior Credit Analyst (NBFI) - Banking role at People First Recruitment

Your New Job Title: Senior Credit Analyst (NBFI) - Banking

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The Skills You'll Need: English fluent, extensive credit analyst experience within NBFI-banking.

Your New Salary: Competitive Depending on experience

Hybrid 1 day at home.

Perm

Start: ASAP

Report to: Head of Credit Risk Department

To be successful in this role our client has said it is essential that candidates:

* have extensive credit analyst experience within NBFI-banking

If that means this job isn’t a match for you please view our other vacancies for one that may be a better fit.

What You'll be Doing Each Day:

* Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.
* This position mainly focuses NBFI business and may also cover some other sector’s credit business based on the types of proposal from front office.
* Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
* Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
* Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.
* Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
* Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.

The Skills You'll Need to Succeed:

* Possesses a minimum of 8-10 years' work experience in credit review area in NBFI area.
* In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.
* Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.
* Collaborative personality and ability to complete tasks independently.

Please follow us on Linkedin: https://www.linkedin.com/company/people-first-team-china

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.


Seniority level

* Seniority level

Mid-Senior level


Employment type

* Employment type

Full-time


Job function

* Job function

Analyst
* Industries

Banking

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