Description
:
Essential Responsibilities:
1. Establish overall business or technical strategy for risk management with significant impact on operations.
2. Influence executive-level decision-making through strategic risk assessments and recommendations.
3. Partner with stakeholders to implement strategies that reduce or transfer identified risks.
4. Monitor and analyze risk exposure to ensure alignment with organizational objectives.
5. Lead initiatives that contribute to long-term sustainability and resilience in the face of uncertainty.
Expected Qualifications:
6. 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Additional Responsibilities & Preferred Qualifications:
This role sits within the Second Line of Defence and reports to the UK Chief Compliance Officer (SMF16) and works closely with the First Line Financial Crime teams and our global Financial Crime organisation. You will help ensure PPUK maintains an effective and compliant framework for AML/CTF, Sanctions, Fraud, and Anti-Bribery & Corruption, aligned to FCA expectations and UK regulatory requirements.
Key responsibilities:
7. Oversee AML/CTF, Sanctions, Fraud, and ABC systems and controls across PPUK.
8. Lead enhancements to financial crime policies, standards, and procedures aligned to regulatory requirements and industry best practice.
9. Deliver financial crime insights, risk updates, and reporting for senior management, the Board, and internal governance committees.
10. Provide oversight of key operational financial crime activities, including transaction monitoring, investigations, screening, intelligence, and SAR processes.
11. Conduct second-line monitoring, thematic reviews, and deep dives to assess control effectiveness and drive remediation.
12. Advise on financial crime risks for new products and operational changes and engage closely with Product, Engineering, and Group Financial Crime teams.
13. Support regulatory engagement, audits, and supervisory requests from the FCA and other authorities.
14. Help foster a strong compliance culture and support the development of financial crime capability across the organisation.
15. Skills/experience required:
16. Significant experience (>10 years) in Financial Crime, AML/CTF, Sanctions, or Fraud within a regulated financial services environment.
17. Strong knowledge of UK regulatory requirements (FCA Handbook, SYSC, UK MLRs, JMLSG).
18. ACAMs or ICA graduate diploma in AML or Financial Crime Risk
19. Experience working with regulators and leading or supporting regulatory reviews or audits.
20. Strong analytical, problem-solving, and communication skills with the ability to influence at senior levels.
21. Ability to operate confidently in a fast-paced environment while managing complex risks.
22. Excellent communication skills with the ability to articulate complex decisions and concepts to a range of different stakeholders with competing agendas
23. Proven ability to build and maintain effective relationships with global teams, peers, management, internal teams and external agencies at a senior level
24. Self-motivated, able to manage deadlines under pressure
Who You Are:
You are a collaborative, proactive financial crime professional who thrives in dynamic environments. You can navigate complex regulatory matters with clarity, build strong partnerships across multiple teams, and help drive a culture where doing the right thing for customers is at the centre of every decision.
Join Us
At PayPal, we champion innovation, inclusion, and customer well-being. If you are passionate about financial crime prevention and want to make a meaningful impact at scale, we would love to hear from you.
Subsidiary:
PayPal
Travel Percent:
0
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For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit .
Who We Are:
to learn more about our culture and community.
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
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We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.