At Secure Trust Bank, our customers are at the heart of everything we do. Our Risk & Compliance team exists to ensure we are continuously acting in their best interests.
Our Credit Risk team is responsible for setting the policies that determine customer eligibility for our credit products, as responsible lenders. They monitor various lending portfolios to ensure products perform as expected, identify potential risks, and provide regular reports to senior leaders.
What you will do
As a Credit Risk Analyst, you will own the production of management information for the Bank’s consumer lending portfolios, ensuring the MI is timely, accurate, and fit for purpose. You will propose changes to existing MI to enhance insights for senior management and the Executive Committees.
You will provide regular and ad-hoc analysis to support the growth of the Motor portfolio, liaising with other business areas to understand key performance drivers and external factors affecting risk metrics.
What you will bring
This is an ideal entry-level role for graduates who have studied Maths, Statistics, Economics, or other numerically weighted subjects.
A degree is not essential, but you need to be highly numerate with experience in SQL or SAS and demonstrable data analysis skills.
How you will be rewarded
* Annual bonus scheme
* Life assurance
* Matched pension contributions
* 25 days annual leave plus bank holidays and your birthday off!
* Flexible hybrid working
* Online GP & Physio Service
* A wellbeing hour to do what makes you happy
* A wide range of benefits from Cycle2Work to private healthcare
* Free breakfast, fruit, and hot drinks
* Paid volunteering days and charity fundraising
* Free parking
At Secure Trust Bank, you will have the autonomy to use your skills to drive our business forward and make a tangible impact on our success. We celebrate achievement with recognition schemes and offer in-house training, external qualifications, and personal development plans to support your career growth.
Everyone is different. Everyone is valued.
As part of our vision to become the most trusted specialist lender in the UK, we’ve been helping customers and businesses fulfill their ambitions since 1952. We value the unique talents, abilities, and perspectives each employee brings, and we actively support diversity and inclusion initiatives.
We’re an award-winning bank serving over one million customers with savings accounts and lending services. We are Secure Trust Bank Group. We embrace difference.
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