Overview
End Date: Tuesday 11 November 2025
Salary Range: £25,000 - £26,250
We support flexible working – click here for more information on flexible working options
Flexible Working Options: Hybrid Working
Job Description Summary
Risk Apprentice
Duration: 2 years
Salary: £26,500 + fantastic benefits
Location: Bristol
Start: Early September 2026
Qualification – Level 3 Compliance & Risk apprenticeship with Kaplan. You’ll also get the chance to complete either the ICA International Advanced Certificate in Governance, Risk & Compliance or the International Advanced Certificate in Anti-Money Laundering.
Job Description
Be our safety net
At Lloyds Banking Group, protecting our 28 million customers isn’t just important. It’s essential. From everyday payments to big business deals, people count on us to keep their money and data safe.
That’s where you come in. As a Risk apprentice, you’ll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain’s biggest digital bank.
Two years. Real risks. Real impact
This two-year apprenticeship combines classroom learning with hands-on experience. You’ll rotate through projects that show you just how wide-ranging risk management can be - from fraud prevention to regulatory compliance.
You’ll cover topics like:
* Understanding legal and regulatory frameworks (yes, the rules of the game)
* Presenting complex information clearly (because jargon doesn’t help anyone)
* Reporting and analysing risk situations
* How to build evidence-based reports leaders can act on
And you won’t just learn theory. You’ll apply it in real life, every day.
The work you could be doing
* Helping colleagues apply legal and regulatory frameworks
* Spotting and reducing potential risks before they grow
* Writing clear reports that help decision-makers take action
* Communicating risks in ways that everyone can understand
Your skills toolkit
You’ll master:
* Risk and compliance basics (the “must-haves” in financial services)
* Analytical thinking and evidence-based reporting
* Communication skills that make complex stuff simple
* How to keep customers, colleagues and the business safe
* Support in your corner
* Blended learning: real projects + tutor-led study
* Time dedicated to your development
* A mentor, a manager and a buddy who’ll share their experience
* A network of colleagues who’ve got your back (and your career)
Your future. Fully funded
We’ll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this, you’ll gain a professional qualification in either regulatory compliance or anti-money laundering, build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.
Requirements
What you’ll need to apply
* You’ll need to be at least 18 years old on 1st September 2026
* 5 GCSEs at grade 4 – 9 including Maths and English
Important information
An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years.
Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.
Location
This apprenticeship is based in Bristol, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period.
If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
Salary and Benefits
Salary
You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area.
Benefits
* A generous pension contribution of up to 15%
* An annual performance-related bonus
* Share schemes including free shares
* Benefits you can adapt to your lifestyle, such as discounted shopping
* 22 days’ holiday, with bank holidays on top
* A range of wellbeing initiatives and generous parental leave policies
Closing date to apply: 11th November 2025
Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you, please apply now and see where an apprenticeship with us can take you!
If you have any queries regarding the recruitment process, please email lloydsbankinggroup@cappfinity.com and a member of our team will be happy to help.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
Data and process safety
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
Diversity and inclusion
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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