Our client is a well regarded and well capitalised investment management firm in the UK.
Description
My client is looking for Director of Residential & Commercial Real Estate Lending to lead the origination, structuring, and execution of property loans across the UK, with a focus on deal sizes between £1 million and £30 million. This role is ideal for a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making in the mid-market space.
Key Responsibilities:
Origination & Market Coverage
* Source and originate residential & commercial development, bridging, and investment loans across the UK.
* Maintain and grow a network of brokers, developers, family offices, and other introducers.
* Identify underserved market segments and develop tailored lending solutions.
Credit & Structuring
* Lead credit analysis, financial modelling, and risk assessment for new transactions.
* Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
* Prepare and present detailed investment papers to the credit committee.
Execution & Portfolio Management
* Manage the full transaction lifecycle from term sheet to drawdown.
* Oversee third-party due diligence (valuations, legal, QS, etc.).
* Monitor ongoing loan performance and proactively manage risks and borrower relationships.
Strategic Input
* Contribute to the fund's lending strategy and deployment targets.
* Provide market intelligence and competitor insights to inform pricing and risk appetite.
* Support the development of new lending products and underwriting frameworks.
Profile
Candidate Profile:
Experience:
* 8-12+ years in real estate lending, structured finance, or private credit investing.
* Demonstrable track record of originating and executing residential and / or commercial loans in the £1m-£30m range.
* Strong understanding of UK planning, development, and residential and commercial real investment markets.
Skills & Attributes:
* Entrepreneurial mindset with a strong origination network.
* Excellent credit judgement and structuring capabilities.
* Confident communicator with strong negotiation and presentation skills.
* Comfortable working in a lean, fast-paced, and dynamic environment.
Qualifications:
* Degree in Finance, Real Estate, Economics, or a related field.
* CFA, ACA, MRICS, or similar qualifications are advantageous but not essential.
Job Offer
What We Offer:
* Competitive base salary and performance-linked bonus.
* Hybrid office environment, two days work from home and three days in the office or with clients.
* Opportunity to shape a growing lending platform with institutional capital.
* Flat structure with direct access to senior leadership and investment committee.
* Collaborative and entrepreneurial team culture.