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Underwriter - marine cargo

London
CNA Hardy
Underwriter
€65,000 a year
Posted: 23h ago
Offer description

We are seeking to a hire a Marine Cargo underwriter to join our Lloyd's team.

This role works under broad supervision, responsible for underwriting risks in a Marine Cargo book of business.

Works within limited authority on assignments of moderate technical complexity.

Utilises underwriting policies and guidelines, rating manual rules and insurance laws and regulations.


Key Responsibilities

* Reviews applications and financial requirements for risks requiring technical underwriting skills.
* Determines acceptability of risk in accordance with company guidelines and standards.
* Recommends appropriate pricing and coverage modifications or enhancements for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations.
* Prepares quotations and answers questions from Brokers, internal and external contacts and escalates issues as necessary.
* Prepares written communications on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. Verbally notifies Brokers of decisions where appropriate in order to ensure clear understanding of the decision.
* Analyses quality, quantity, and profitability of risks underwritten and prepares reports for management review.
* May assist in marketing products and services through the brokerage community and makes field visits.
* Develops and maintains positive Broker relationships.
* Keeps current on state/territory issues, regulations and trends.
* Works with more senior underwriters or management on risks exceeding authority level or requiring special handling.
* Develop proficiency in all relevant CNA systems.
* May update the underwriting systems.


Skills, Knowledge & Abilities

* Prior experience working within Marine Cargo, preferably in a Lloyd's environment.
* Knowledge of the Marine Cargo market and products.
* Developing technical expertise and negotiation skills.
* Strong interpersonal and communication skills.
* Ability to effectively interact with peer level CNA internal and external business partners.
* Ability to work independently.
* Strong analytical and problem solving skills
* Ability to exercise independent judgment and make sound business decisions effectively.
* Strong knowledge of Microsoft Office Suite as well as other business-related software.


The Company

CNA Hardy is a leading specialist commercial insurance provider for clients within the Lloyd’s and company markets. We offer a highly specialised and comprehensive portfolio of innovative and market leading products. Coverage is available to businesses of all sizes for domestic, international and global exposures.

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