Job Title: Mortgage Underwriter
Location: Location: Manchester City Centre, M1 – 5 days per week onsite, hybrid working options available after successful completion of probation (minimum 3 days per week onsite). Operating hours 9am to 7pm.
Salary: £32,548 per annum + competitive bonus scheme
Company Description:
Join a dynamic organization committed to financial inclusion! We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we're a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.
Core Responsibilities:
As a secured loan Underwriter, you'll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients' unique needs.
Key Responsibilities:
* Manual underwriting from application to authorization.
* Efficiently process loan applications, ensuring compliance.
* Authorization of loans within specified limits.
* Thorough risk assessment based on financial stability.
* Effective communication with clients, brokers, and stakeholders.
Qualifications and Skills:
* ·Minimum 12 months experience assessing or processing loan applications - ideally in second charge lending or motor finance.
* Strong analytical skills and attention to detail.
* Knowledge of financial regulations and lending practices.
* Excellent communication and interpersonal skills.
* Ability to thrive in a dynamic, fast-paced environment.
Work Arrangement:
Hybrid available after probation (6 months). Up to 2 days per week remote.
Benefits:
Competitive salary, bonus scheme, health insurance, pension plans, and professional development opportunities.
Job Type: Full-time
Benefits:
* Canteen
* Company events
* Company pension
* Cycle to work scheme
* Discounted or free food
* Employee discount
* Health & wellbeing programme
* Life insurance
* Private dental insurance
* Private medical insurance
* Transport links
* Work from home
Work authorisation:
* United Kingdom (required)
Location:
* Manchester M1 3BL (preferred)
Work Location: In person