An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise).
The salary range is dependent on the level of experience and mandates (between £30 - £38k).
Key responsibilities include:
* Handle dealer enquiries professionally via phone and email.
* Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
* Manage deferred applications by following up promptly and thoroughly.
* Assess referred finance proposals within delegated authority; escalate when needed.
* Interpret financial statements to make informed credit decisions.
* Investigate CIFAS alerts diligently and escalate potential fraud cases.
* Proactively flag operational issues and suggest practical solutions.
* Meet departmental KPIs and service standards.
* Collaborate across departments to support operational goals.
* Contribute flexibly to team tasks as required.
* Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
* Actively safeguard the business against fraud and financial risk.
To be considered for this role, you must have:
* Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting.
* A keen eye for detail
* Strong communication skills
* A pro-active attitude
* The ability to work well in a team and independently
* Be a forward-thinking problem solver
The successful candidates will be rewarded with a competitive salary, excellent benefits, career progression and potential bonus.